QQQ vs XYZY
Invesco QQQ Trust, Series 1 vs YieldMax XYZ Option Income Strategy ETF
Which is better, QQQ or XYZY?
Large Cap Growth against Option Writing.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | XYZY |
|---|---|---|
| Expense Ratio | 0.18%Best | 1.36% |
| AUM | $483.5B | $34M |
| Dividend Yield | 0.44% | 75.65% |
| Holdings | 107 | 12 |
| YTD Return | +17.21%Best | +7.13% |
| 1Y Return | +22.10%Best | -7.40% |
| 3Y Return (annualized) | +25.27%Best | +10.08% |
| 5Y Return (annualized) | +14.60% | - |
| Volatility (annualized) | 17.4%Best | 41.5% |
| Max Drawdown | -22.8%Best | -52.3% |
| $10,000 over 2.9 years | $19,466Best | $13,212 |
| Fund Family | Invesco (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Growth | Option Writing |
| Inception | Mar 10, 1999 | Oct 10, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 11, 2023 to Sep 17, 2026 (2.9 years).
QQQ vs XYZY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
QQQ vs XYZY Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and YieldMax XYZ Option Income Strategy ETF (XYZY) is an ETF from YieldMax ETF. Over the past year QQQ returned +22.10% while XYZY returned -7.40%. Year to date, QQQ is up 17.21% versus a gain of 7.13% for XYZY.
Over three years, QQQ compounded at +25.27% per year against +10.08% for XYZY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XYZY has been the more volatile fund, with annualized monthly volatility of 41.5% compared with 17.4% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -52.3% for XYZY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while XYZY charges 1.36%. On a $10,000 position that is $18 vs $136 annually, a gap of $118 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 75.65% for XYZY.
Holdings Overlap
We hold position weights for 102 holdings in QQQ and 2 in XYZY, totalling 99.9% and 26.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 102 positions we hold weights for in QQQ and 2 in XYZY, against full books of 107 and 12.
You are not choosing between two funds in isolation.
Whichever of QQQ and XYZY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or XYZY?
QQQ has an expense ratio of 0.18% while XYZY charges 1.36%. QQQ is the cheaper option, by $118 a year on a $10,000 investment.
Which performed better, QQQ or XYZY?
Over the past year QQQ returned +22.10% vs -7.40% for XYZY, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or XYZY?
XYZY has been the more volatile fund at 41.5% annualized versus 17.4% for QQQ. Worst drawdown: QQQ -22.8% vs XYZY -52.3%.
Should I hold both QQQ and XYZY?
QQQ and XYZY have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or XYZY?
QQQ yields 0.44% while XYZY yields 75.65%, so XYZY currently pays the higher dividend yield.
Is XYZY better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.