QTJL vs VXUS

QTJL vs VXUS

Which is better, QTJL or VXUS?

Multi Alternative against Large Cap Blend.

VXUS has a lower expense ratio. QTJL led over 5Y and the full window, VXUS over 1Y and 3Y.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQTJLVXUS
Expense Ratio0.79%0.05%Best
AUM$27M$158.1B
Dividend Yield0.00%2.51%
Holdings108,747
YTD Return+8.33%+12.82%Best
1Y Return+12.14%+19.86%Best
3Y Return (annualized)+18.75%+19.33%Best
5Y Return (annualized)+10.11%Best+9.46%
Volatility (annualized)16.7%15.0%Best
Max Drawdown-33.4%-29.4%Best
$10,000 over 5 years$16,186Best$15,714
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionJun 30, 2021Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 1, 2021 to Sep 18, 2026 (5.2 years).

QTJL vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.

QTJL vs VXUS Performance

Innovator Growth Accelerated Plus ETF - July (QTJL) is an ETF from Innovator ETFs Trust and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year QTJL returned +12.14% while VXUS returned +19.86%. Year to date, QTJL is up 8.33% versus a gain of 12.82% for VXUS.

Over three years, QTJL compounded at +18.75% per year against +19.33% for VXUS; over five years the annualized figures are +10.11% and +9.46% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QTJL has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for QTJL and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QTJL charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, QTJL currently yields 0.00% against 2.51% for VXUS.

You are not choosing between two funds in isolation.

Whichever of QTJL and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QTJLVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QTJL or VXUS?

QTJL has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option, by $74 a year on a $10,000 investment.

Which performed better, QTJL or VXUS?

Over the past year QTJL returned +12.14% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QTJL or VXUS?

QTJL has been the more volatile fund at 16.7% annualized versus 15.0% for VXUS. Worst drawdown: QTJL -33.4% vs VXUS -29.4%.

Should I hold both QTJL and VXUS?

QTJL and VXUS have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QTJL or VXUS?

QTJL yields 0.00% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.

Is VXUS better than QTJL?

VXUS has a lower expense ratio. QTJL led over 5Y and the full window, VXUS over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.