QTOP vs SCHD
iShares Nasdaq Top 30 Stocks ETF vs Schwab US Dividend Equity ETF
Which is better, QTOP or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. QTOP led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QTOP | SCHD |
|---|---|---|
| Expense Ratio | 0.20% | 0.06%Best |
| AUM | $280M | $112.1B |
| Dividend Yield | 0.34% | 3.00% |
| Holdings | 35 | 103 |
| YTD Return | +23.50%Best | +21.33% |
| 1Y Return | +27.83%Best | +25.15% |
| 3Y Return (annualized) | - | +15.43% |
| 5Y Return (annualized) | - | +9.32% |
| Volatility (annualized) | 20.4% | 14.5%Best |
| Max Drawdown | -23.1% | -16.1%Best |
| $10,000 over 1.9 years | $15,928Best | $12,434 |
| Top 10 Weight | 61.8% | 41.8%Best |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Oct 24, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Oct 24, 2024 to Sep 24, 2026 (1.9 years).
QTOP vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
QTOP vs SCHD Performance
iShares Nasdaq Top 30 Stocks ETF (QTOP) is an ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QTOP returned +27.83% while SCHD returned +25.15%. Year to date, QTOP is up 23.50% versus a gain of 21.33% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QTOP has been the more volatile fund, with annualized monthly volatility of 20.4% compared with 14.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.1% for QTOP and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.00. They move largely independently of each other.
Fees and Cost Over Time
QTOP charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, QTOP currently yields 0.34% against 3.00% for SCHD.
Holdings Overlap
3.6% of QTOP's money is in holdings SCHD also owns. 9.3% of SCHD's money is in holdings QTOP also owns.
SCHD and QTOP share little of their money.
3 positions in common, counted across the 32 positions we hold weights for in QTOP and 100 in SCHD, against full books of 35 and 103.
What only one of them owns
Our book lists 96 positions for SCHD that do not appear in our book for QTOP (90.6% of the fund), and 28 for QTOP that do not appear in SCHD (95.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of QTOP and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QTOP or SCHD?
QTOP has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, QTOP or SCHD?
Over the past year QTOP returned +27.83% vs +25.15% for SCHD, so QTOP leads on 1-year performance. Over the longest common window we track (2 years), QTOP annualized +27.76% vs +12.15% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QTOP or SCHD?
QTOP has been the more volatile fund at 20.4% annualized versus 14.5% for SCHD. Worst drawdown: QTOP -23.1% vs SCHD -16.1%.
Should I hold both QTOP and SCHD?
QTOP and SCHD have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between QTOP and SCHD?
9.3% of SCHD's money is in holdings QTOP also owns. 9.3% of SCHD's is in holdings QTOP also owns. They hold 3 positions in common, counted across the 32 positions we hold weights for in QTOP and 100 in SCHD.
Which pays a higher dividend, QTOP or SCHD?
QTOP yields 0.34% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than QTOP?
SCHD has a lower expense ratio. QTOP led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.