QVAL vs SPY

Quick Verdict

SPY has a lower expense ratio. QVAL delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: QVALMore Diversified: SPY

Side-by-Side Comparison

MetricQVALSPYWinner
Expense Ratio0.28%0.09%
AUM$582M$789.1B
Dividend Yield1.50%1.01%
Holdings52505
YTD Return+23.79%+13.68%
1Y Return+40.04%+21.53%
3Y Return (annualized)+19.52%+21.44%
5Y Return (annualized)+13.16%+13.18%
Volatility (annualized)21.2%15.3%
Max Drawdown-53.3%-56.5%
Fund FamilyAlpha ArchitectState Street Investment Management
CategoryEquityEquity
InceptionOct 22, 2014Jan 22, 1993

QVAL vs SPY Performance

Alpha Architect US Quantitative Value ETF (QVAL) is a ETF from Alpha Architect and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year QVAL returned +40.04% while SPY returned +21.53%. Year to date, QVAL is up 23.79% versus a gain of 13.68% for SPY.

Over three years, QVAL compounded at +19.52% per year against +21.44% for SPY; over five years the annualized figures are +13.16% and +13.18% respectively. Across the full 12-year window we track, SPY has the edge at +8.85% annualized vs +8.73%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QVAL has been the more volatile fund, with annualized monthly volatility of 21.2% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -53.3% for QVAL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QVAL charges 0.28% per year while SPY charges 0.09%. On a $10,000 position that is $28 vs $9 annually, a gap of $19 per year that compounds over a long holding period. On income, QVAL currently yields 1.50% against 1.01% for SPY.

Holdings Overlap

3.0%overlap

QVAL and SPY share 36 holdings out of 518 unique holdings combined, representing a 3.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QVALWeight in SPYDifference
MPC2.35%0.12%2.23%
VLO2.27%0.12%2.15%
T2.08%0.22%1.86%
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Frequently Asked Questions

Which is cheaper, QVAL or SPY?

QVAL has an expense ratio of 0.28% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $19 per year of difference.

Which performed better, QVAL or SPY?

Over the past year QVAL returned +40.04% vs +21.53% for SPY, so QVAL leads on 1-year performance. Over the longest common window we track (12 years), QVAL annualized +8.73% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, QVAL or SPY?

QVAL has been the more volatile fund at 21.2% annualized versus 15.3% for SPY. Worst drawdown: QVAL -53.3% vs SPY -56.5%.

Should I hold both QVAL and SPY?

QVAL and SPY have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QVAL and SPY?

QVAL and SPY share 36 common holdings with a 3.0% weight overlap. Combined, they hold 518 unique securities.

Which pays a higher dividend, QVAL or SPY?

QVAL yields 1.50% while SPY yields 1.01%, so QVAL currently pays the higher dividend yield.

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