RDIV vs VTI
Invesco S&P Ultra Dividend Revenue ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RDIV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. RDIV led over 1Y and 5Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 51.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RDIV | VTI |
|---|---|---|
| Expense Ratio | 0.39% | 0.03%Best |
| AUM | $1.4B | $666.9B |
| Dividend Yield | 3.45% | 1.03% |
| Holdings | 62 | 3,543 |
| YTD Return | +16.35%Best | +11.06% |
| 1Y Return | +19.73%Best | +15.41% |
| 3Y Return (annualized) | +19.89% | +20.48%Best |
| 5Y Return (annualized) | +12.73%Best | +11.52% |
| Volatility (annualized) | 19.1% | 14.9%Best |
| Max Drawdown | -50.9% | -35.0%Best |
| $10,000 over 5 years | $18,205Best | $17,249 |
| Top 10 Weight | 51.9% | 33.3%Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Sep 30, 2013 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Oct 1, 2013 to Sep 16, 2026 (13 years).
RDIV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13 years both funds cover.
RDIV vs VTI Performance
Invesco S&P Ultra Dividend Revenue ETF (RDIV) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RDIV returned +19.73% while VTI returned +15.41%. Year to date, RDIV is up 16.35% versus a gain of 11.06% for VTI.
Over three years, RDIV compounded at +19.89% per year against +20.48% for VTI; over five years the annualized figures are +12.73% and +11.52% respectively. Across the full 13-year window we track, VTI has the edge at +12.37% annualized vs +8.70%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RDIV has been the more volatile fund, with annualized monthly volatility of 19.1% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.9% for RDIV and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RDIV charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, RDIV currently yields 3.45% against 1.03% for VTI.
Holdings Overlap
100.0% of RDIV's money is in holdings VTI also owns. 2.8% of VTI's money is in holdings RDIV also owns.
Most of RDIV is already inside VTI. Owning both mostly buys the same companies twice.
60 positions in common, counted across the 61 positions we hold weights for in RDIV and 3,463 in VTI, against full books of 62 and 3,543.
What only one of them owns
Measured across the 61 and 3,463 positions we hold weights for.
VTI holds 1,091 positions RDIV does not, 94.6% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
Top Shared Holdings
| Stock | Weight in RDIV | Weight in VTI | Difference |
|---|---|---|---|
| TGTTarget Corp Common Stock Usd.0833 | 5.78% | 0.09% | 5.69% |
| CVXChevron Corp | 5.30% | 0.52% | 4.78% |
| TBBAt&t Inc | 5.53% | 0.22% | 5.31% |
| CMCSAComcast Corp-class A Cmcsa | 5.57% | 0.12% | 5.45% |
| BMYBristol-Myers Squibb Co. | 5.41% | 0.18% | 5.23% |
| PEPPepsico Inc. | 5.09% | 0.26% | 4.83% |
| PRUPrudential Financial Inc | 4.93% | 0.06% | 4.87% |
| FFord Motor Credit | 4.81% | 0.08% | 4.73% |
| TFCTruist Financial Corp. | 4.77% | 0.09% | 4.68% |
| IPInternational Paper Co. | 4.70% | 0.03% | 4.67% |
100.0% of RDIV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RDIV or VTI?
RDIV has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, RDIV or VTI?
Over the past year RDIV returned +19.73% vs +15.41% for VTI, so RDIV leads on 1-year performance. Over the longest common window we track (13 years), RDIV annualized +8.70% vs +12.37% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RDIV or VTI?
RDIV has been the more volatile fund at 19.1% annualized versus 14.9% for VTI. Worst drawdown: RDIV -50.9% vs VTI -35.0%.
Should I hold both RDIV and VTI?
RDIV and VTI have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RDIV and VTI?
100.0% of RDIV's money is in holdings VTI also owns. 2.8% of VTI's is in holdings RDIV also owns. They hold 60 positions in common, counted across the 61 positions we hold weights for in RDIV and 3,463 in VTI.
Which pays a higher dividend, RDIV or VTI?
RDIV yields 3.45% while VTI yields 1.03%, so RDIV currently pays the higher dividend yield.
Is VTI better than RDIV?
VTI has a lower expense ratio. RDIV led over 1Y and 5Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 51.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.