REK vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricREKSCHDWinner
Expense Ratio0.95%0.06%
AUM$12M$103.7B
Dividend Yield3.22%3.31%
Holdings8104
YTD Return-9.46%+24.26%
1Y Return-6.21%+31.38%
3Y Return (annualized)-4.88%+15.08%
5Y Return (annualized)-0.11%+9.72%
Volatility (annualized)16.0%13.6%
Max Drawdown-84.8%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionMar 16, 2010Oct 20, 2011

REK vs SCHD Performance

ProShares Short Real Estate (REK) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year REK returned -6.21% while SCHD returned +31.38%. Year to date, REK is down 9.46% versus a gain of 24.26% for SCHD.

Over three years, REK compounded at -4.88% per year against +15.08% for SCHD; over five years the annualized figures are -0.11% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs -9.96%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

REK has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -84.8% for REK and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

REK charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, REK currently yields 3.22% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

REK and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, REK or SCHD?

REK has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, REK or SCHD?

Over the past year REK returned -6.21% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), REK annualized -9.96% vs +11.39% for SCHD. Past performance does not guarantee future results.

Which is riskier, REK or SCHD?

REK has been the more volatile fund at 16.0% annualized versus 13.6% for SCHD. Worst drawdown: REK -84.8% vs SCHD -33.4%.

Should I hold both REK and SCHD?

REK and SCHD have a monthly-return correlation of -0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between REK and SCHD?

REK and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, REK or SCHD?

REK yields 3.22% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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