RFIX vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricRFIXVOOWinner
Expense Ratio0.50%0.03%
AUM$47M$979.0B
Dividend Yield4.31%1.09%
Holdings12509
YTD Return+2.40%+13.79%
1Y Return-12.38%+23.01%
3Y Return (annualized)-+21.78%
5Y Return (annualized)-+13.39%
Volatility (annualized)20.9%14.1%
Max Drawdown-38.8%-34.3%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryAlternativeEquity
InceptionDec 9, 2024Sep 7, 2010

RFIX vs VOO Performance

Simplify Bond Bull ETF (RFIX) is a ETF from Simplify Exchange Traded Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year RFIX returned -12.38% while VOO returned +23.01%. Year to date, RFIX is up 2.40% versus a gain of 13.79% for VOO.

Risk: Volatility and Drawdowns

RFIX has been the more volatile fund, with annualized monthly volatility of 20.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.8% for RFIX and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.12. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RFIX charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, RFIX currently yields 4.31% against 1.09% for VOO.

Frequently Asked Questions

Which is cheaper, RFIX or VOO?

RFIX has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, RFIX or VOO?

Over the past year RFIX returned -12.38% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), RFIX annualized -22.44% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, RFIX or VOO?

RFIX has been the more volatile fund at 20.9% annualized versus 14.1% for VOO. Worst drawdown: RFIX -38.8% vs VOO -34.3%.

Should I hold both RFIX and VOO?

RFIX and VOO have a monthly-return correlation of -0.12, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, RFIX or VOO?

RFIX yields 4.31% while VOO yields 1.09%, so RFIX currently pays the higher dividend yield.

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