RGYY vs SCHD

RGYY vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricRGYYSCHDWinner
Expense Ratio1.07%0.06%
AUM$3M$108.7B
Dividend Yield160.38%3.13%
Holdings8104
YTD Return-34.38%+28.70%
1Y Return-+32.27%
3Y Return (annualized)-+17.27%
5Y Return (annualized)-+10.23%
Volatility (annualized)-13.7%
Max Drawdown-41.7%-33.4%
Fund FamilyGraniteSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionNov 25, 2025Oct 20, 2011

RGYY vs SCHD Performance

GraniteShares YieldBoost RGTI ETF (RGYY) is a ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, RGYY is down 34.38% versus a gain of 28.70% for SCHD.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -41.7% for RGYY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RGYY charges 1.07% per year while SCHD charges 0.06%. On a $10,000 position that is $107 vs $6 annually, a gap of $101 per year that compounds over a long holding period. On income, RGYY currently yields 160.38% against 3.13% for SCHD.

Frequently Asked Questions

Which is cheaper, RGYY or SCHD?

RGYY has an expense ratio of 1.07% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which pays a higher dividend, RGYY or SCHD?

RGYY yields 160.38% while SCHD yields 3.13%, so RGYY currently pays the higher dividend yield.

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