RITA vs SPY
ETFB Green SRI REITs ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | RITA | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.50% | 0.09% | |
| AUM | $10M | $789.1B | |
| Dividend Yield | 2.40% | 1.01% | |
| Holdings | 44 | 505 | |
| YTD Return | +11.08% | +13.39% | |
| 1Y Return | +15.00% | +22.52% | |
| 3Y Return (annualized) | +6.87% | +21.36% | |
| 5Y Return (annualized) | - | +13.19% | |
| Volatility (annualized) | 18.1% | 15.3% | |
| Max Drawdown | -35.9% | -56.5% | |
| Fund Family | Rita ETF | State Street Investment Management | |
| Category | Equity | Equity | |
| Inception | Dec 8, 2021 | Jan 22, 1993 |
RITA vs SPY Performance
ETFB Green SRI REITs ETF (RITA) is a ETF from Rita ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RITA returned +15.00% while SPY returned +22.52%. Year to date, RITA is up 11.08% versus a gain of 13.39% for SPY.
Over three years, RITA compounded at +6.87% per year against +21.36% for SPY. Across the full 5-year window we track, SPY has the edge at +8.84% annualized vs -1.01%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RITA has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for RITA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RITA charges 0.50% per year while SPY charges 0.09%. On a $10,000 position that is $50 vs $9 annually, a gap of $41 per year that compounds over a long holding period. On income, RITA currently yields 2.40% against 1.01% for SPY.
Holdings Overlap
RITA and SPY share 11 holdings out of 535 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RITA or SPY?
RITA has an expense ratio of 0.50% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $41 per year of difference.
Which performed better, RITA or SPY?
Over the past year RITA returned +15.00% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (5 years), RITA annualized -1.01% vs +8.84% for SPY. Past performance does not guarantee future results.
Which is riskier, RITA or SPY?
RITA has been the more volatile fund at 18.1% annualized versus 15.3% for SPY. Worst drawdown: RITA -35.9% vs SPY -56.5%.
Should I hold both RITA and SPY?
RITA and SPY have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RITA and SPY?
RITA and SPY share 11 common holdings with a 0.7% weight overlap. Combined, they hold 535 unique securities.
Which pays a higher dividend, RITA or SPY?
RITA yields 2.40% while SPY yields 1.01%, so RITA currently pays the higher dividend yield.
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