RITA vs VTI
ETFB Green SRI REITs ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RITA or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 73.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RITA | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $7M | $690.1B |
| Dividend Yield | 2.38% | 1.03% |
| Holdings | 70 | 3,524 |
| YTD Return | +4.42% | +12.51%Best |
| 1Y Return | +3.83% | +15.23%Best |
| 3Y Return (annualized) | +7.62% | +22.50%Best |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 17.9% | 15.9%Best |
| Max Drawdown | -35.9% | -25.4%Best |
| $10,000 over 4.8 years | $8,970 | $16,884Best |
| Top 10 Weight | 73.7% | 33.3%Best |
| Fund Family | Rita ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Dec 8, 2021 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 9, 2021 to Oct 1, 2026 (4.8 years).
RITA vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
RITA vs VTI Performance
ETFB Green SRI REITs ETF (RITA) is an ETF from Rita ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RITA returned +3.83% while VTI returned +15.23%. Year to date, RITA is up 4.42% versus a gain of 12.51% for VTI.
Over three years, RITA compounded at +7.62% per year against +22.50% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RITA has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.9% for RITA and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RITA charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, RITA currently yields 2.38% against 1.03% for VTI.
Holdings Overlap
92.2% of RITA's money is in holdings VTI also owns. 0.9% of VTI's money is in holdings RITA also owns.
Most of RITA is already inside VTI. Owning both mostly buys the same companies twice.
23 positions in common, counted across the 34 positions we hold weights for in RITA and 3,463 in VTI, against full books of 70 and 3,524.
What only one of them owns
Our book lists 1,129 positions for VTI that do not appear in our book for RITA (96.5% of the fund), and 0 for RITA that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RITA | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 15.25% | 0.23% | 15.02% |
| PLDPrologis Inc | 12.47% | 0.19% | 12.28% |
| SPGSimon Property Group Inc | 12.01% | 0.10% | 11.91% |
| DLRDigital Realty Trust Inc. | 9.06% | 0.09% | 8.97% |
| EQRVivmark Residential | 8.98% | 0.03% | 8.95% |
| VTRVentas Inc . | 3.95% | 0.06% | 3.89% |
| SGP:AUStockland | 3.40% | 0.00% | 3.40% |
| EGPEastgroup Properties Inc. Real Estate Investment Trust | 2.83% | 0.02% | 2.81% |
| ESSEssex Property | 2.77% | 0.03% | 2.74% |
| AHRAmerican Healthcare REIT Inc | 2.77% | 0.02% | 2.75% |
92.2% of RITA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RITA or VTI?
RITA has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, RITA or VTI?
Over the past year RITA returned +3.83% vs +15.23% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RITA or VTI?
RITA has been the more volatile fund at 17.9% annualized versus 15.9% for VTI. Worst drawdown: RITA -35.9% vs VTI -25.4%.
Should I hold both RITA and VTI?
RITA and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RITA and VTI?
92.2% of RITA's money is in holdings VTI also owns. 0.9% of VTI's is in holdings RITA also owns. They hold 23 positions in common, counted across the 34 positions we hold weights for in RITA and 3,463 in VTI.
Which pays a higher dividend, RITA or VTI?
RITA yields 2.38% while VTI yields 1.03%, so RITA currently pays the higher dividend yield.
Is VTI better than RITA?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 73.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.