RMM vs VOO

RMM vs VOO

Which is better, RMM or VOO?

Municipal Bond against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRMMVOO
Expense Ratio6.83%0.03%Best
AUM$291M$997.4B
Dividend Yield7.01%1.04%
Holdings112509
YTD Return+5.55%+11.55%Best
1Y Return+7.30%+17.54%Best
3Y Return (annualized)+4.11%+20.71%Best
5Y Return (annualized)-1.19%+12.80%Best
Volatility (annualized)17.8%14.1%Best
Max Drawdown-36.6%-34.3%Best
$10,000 over 5 years$9,419$18,262Best
Fund FamilyRiverNorthVanguard (US)
CategoryTax PreferredEquity
StyleMunicipal BondLarge Cap Blend
InceptionJul 25, 2019Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jul 26, 2019 to Sep 10, 2026 (16 years).

RMM vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

RMM vs VOO Performance

RiverNorth Managed Duration Municipal Income Fund, Inc. (RMM) is an ETF from RiverNorth and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year RMM returned +7.30% while VOO returned +17.54%. Year to date, RMM is up 5.55% versus a gain of 11.55% for VOO.

Over three years, RMM compounded at +4.11% per year against +20.71% for VOO; over five years the annualized figures are -1.19% and +12.80% respectively. Across the full 7-year window we track, VOO has the edge at +13.35% annualized vs +0.27%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RMM has been the more volatile fund, with annualized monthly volatility of 17.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.6% for RMM and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.

Fees and Cost Over Time

RMM charges 6.83% per year while VOO charges 0.03%. On a $10,000 position that is $683 vs $3 annually, a gap of $680 per year that compounds over a long holding period. On income, RMM currently yields 7.01% against 1.04% for VOO.

Holdings Overlap

We hold position weights for 58 holdings in RMM and 505 in VOO, totalling 123.9% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 91 days apart, RMM as of Mar 31, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 58 positions we hold weights for in RMM and 505 in VOO, against full books of 112 and 509.

You are not choosing between two funds in isolation.

Whichever of RMM and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RMMVOO

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Frequently Asked Questions

Which is cheaper, RMM or VOO?

RMM has an expense ratio of 6.83% while VOO charges 0.03%. VOO is the cheaper option, by $680 a year on a $10,000 investment.

Which performed better, RMM or VOO?

Over the past year RMM returned +7.30% vs +17.54% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (7 years), RMM annualized +0.27% vs +13.35% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RMM or VOO?

RMM has been the more volatile fund at 17.8% annualized versus 14.1% for VOO. Worst drawdown: RMM -36.6% vs VOO -34.3%.

Should I hold both RMM and VOO?

RMM and VOO have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, RMM or VOO?

RMM yields 7.01% while VOO yields 1.04%, so RMM currently pays the higher dividend yield.

Is VOO better than RMM?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.