ROAM vs SPY

ROAM vs SPY

Which is better, ROAM or SPY?

Large Cap Value against Large Cap Blend.

SPY has a lower expense ratio. ROAM led over 1Y and 3Y, SPY over 5Y and the full window. ROAM is less concentrated, with 15.2% of the fund in its ten largest positions against 38.0%.

Lower Fees: SPYHigher Returns: splitLess Concentrated: ROAM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricROAMSPY
Expense Ratio0.44%0.09%Best
AUM$112M$814.4B
Dividend Yield2.46%1.01%
Holdings350505
YTD Return+25.35%Best+13.34%
1Y Return+40.51%Best+19.97%
3Y Return (annualized)+23.22%Best+21.20%
5Y Return (annualized)+11.47%+12.81%Best
Volatility (annualized)16.3%15.0%Best
Max Drawdown-48.6%-34.1%Best
$10,000 over 5 years$17,210$18,270Best
Top 10 Weight15.2%Best38.0%
Fund FamilyHartford FundsState Street Investment Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionFeb 25, 2015Jan 22, 1993

Volatility and max drawdown are measured over the window both funds cover: Feb 26, 2015 to Sep 4, 2026 (11.5 years).

ROAM vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.5 years both funds cover.

ROAM vs SPY Performance

Hartford Multifactor Emerging Markets ETF (ROAM) is an ETF from Hartford Funds and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year ROAM returned +40.51% while SPY returned +19.97%. Year to date, ROAM is up 25.35% versus a gain of 13.34% for SPY.

Over three years, ROAM compounded at +23.22% per year against +21.20% for SPY; over five years the annualized figures are +11.47% and +12.81% respectively. Across the full 12-year window we track, SPY has the edge at +12.60% annualized vs +5.10%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ROAM has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.0% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -48.6% for ROAM and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ROAM charges 0.44% per year while SPY charges 0.09%. On a $10,000 position that is $44 vs $9 annually, a gap of $35 per year that compounds over a long holding period. On income, ROAM currently yields 2.46% against 1.01% for SPY.

Holdings Overlap

ROAM already in SPY0.2%
SPY already in ROAM0.1%

0.2% of ROAM's money is in holdings SPY also owns. 0.1% of SPY's money is in holdings ROAM also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 328 positions we hold weights for in ROAM and 504 in SPY, against full books of 350 and 505.

What only one of them owns

Our book lists 495 positions for SPY that do not appear in our book for ROAM (99.4% of the fund), and 7 for ROAM that do not appear in SPY (2.1%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in ROAMWeight in SPYDifference
TELTe Connectivity Ltd.0.17%0.10%0.07%

You are not choosing between two funds in isolation.

Whichever of ROAM and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

ROAMSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ROAM or SPY?

ROAM has an expense ratio of 0.44% while SPY charges 0.09%. SPY is the cheaper option, by $35 a year on a $10,000 investment.

Which performed better, ROAM or SPY?

Over the past year ROAM returned +40.51% vs +19.97% for SPY, so ROAM leads on 1-year performance. Over the longest common window we track (12 years), ROAM annualized +5.10% vs +12.60% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ROAM or SPY?

ROAM has been the more volatile fund at 16.3% annualized versus 15.0% for SPY. Worst drawdown: ROAM -48.6% vs SPY -34.1%.

Should I hold both ROAM and SPY?

ROAM and SPY have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, ROAM or SPY?

ROAM yields 2.46% while SPY yields 1.01%, so ROAM currently pays the higher dividend yield.

Is SPY better than ROAM?

SPY has a lower expense ratio. ROAM led over 1Y and 3Y, SPY over 5Y and the full window. ROAM is less concentrated, with 15.2% of the fund in its ten largest positions against 38.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.