RSBA vs SCHD
Return Stacked Bonds & Merger Arbitrage ETF vs Schwab US Dividend Equity ETF
Which is better, RSBA or SCHD?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSBA | SCHD |
|---|---|---|
| Expense Ratio | 1.01% | 0.06%Best |
| AUM | $52M | $112.2B |
| Dividend Yield | 2.88% | 3.13% |
| Holdings | 16 | 103 |
| YTD Return | -1.96% | +27.56%Best |
| 1Y Return | -3.99% | +30.29%Best |
| 3Y Return (annualized) | - | +16.37% |
| 5Y Return (annualized) | - | +10.23% |
| Volatility (annualized) | 4.8%Best | 12.8% |
| Max Drawdown | -6.3%Best | -14.0% |
| $10,000 over 1.7 years | $10,203 | $13,549Best |
| Fund Family | Return Stacked ETF | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Dec 17, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Dec 18, 2024 to Sep 4, 2026 (1.7 years).
RSBA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
RSBA vs SCHD Performance
Return Stacked Bonds & Merger Arbitrage ETF (RSBA) is an ETF from Return Stacked ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSBA returned -3.99% while SCHD returned +30.29%. Year to date, RSBA is down 1.96% versus a gain of 27.56% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 4.8% for RSBA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for RSBA and -14.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.07. They move largely independently of each other.
Fees and Cost Over Time
RSBA charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, RSBA currently yields 2.88% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 11 holdings in RSBA and 100 in SCHD, totalling 90.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 11 positions we hold weights for in RSBA and 100 in SCHD, against full books of 16 and 103.
You are not choosing between two funds in isolation.
Whichever of RSBA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSBA or SCHD?
RSBA has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option, by $95 a year on a $10,000 investment.
Which performed better, RSBA or SCHD?
Over the past year RSBA returned -3.99% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RSBA annualized +1.19% vs +19.56% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSBA or SCHD?
SCHD has been the more volatile fund at 12.8% annualized versus 4.8% for RSBA. Worst drawdown: RSBA -6.3% vs SCHD -14.0%.
Should I hold both RSBA and SCHD?
RSBA and SCHD have a monthly-return correlation of 0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSBA or SCHD?
RSBA yields 2.88% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSBA?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.