RSEE vs SCHD
Rareview Systematic Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | RSEE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 2.71% | 0.06% | |
| AUM | $71M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 7 | 104 | |
| YTD Return | +16.31% | +26.21% | |
| 1Y Return | +25.86% | +29.99% | |
| 3Y Return (annualized) | +17.99% | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 15.5% | 13.6% | |
| Max Drawdown | -21.7% | -33.4% | |
| Fund Family | Rareview Capital | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 20, 2022 | Oct 20, 2011 |
RSEE vs SCHD Performance
Rareview Systematic Equity ETF (RSEE) is a ETF from Rareview Capital and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSEE returned +25.86% while SCHD returned +29.99%. Year to date, RSEE is up 16.31% versus a gain of 26.21% for SCHD.
Over three years, RSEE compounded at +17.99% per year against +15.73% for SCHD. Across the full 5-year window we track, RSEE has the edge at +13.83% annualized vs +11.50%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSEE has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.7% for RSEE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSEE charges 2.71% per year while SCHD charges 0.06%. On a $10,000 position that is $271 vs $6 annually, a gap of $265 per year that compounds over a long holding period. On income, RSEE currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
RSEE and SCHD share 0 holdings out of 106 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSEE or SCHD?
RSEE has an expense ratio of 2.71% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $265 per year of difference.
Which performed better, RSEE or SCHD?
Over the past year RSEE returned +25.86% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), RSEE annualized +13.83% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, RSEE or SCHD?
RSEE has been the more volatile fund at 15.5% annualized versus 13.6% for SCHD. Worst drawdown: RSEE -21.7% vs SCHD -33.4%.
Should I hold both RSEE and SCHD?
RSEE and SCHD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSEE and SCHD?
RSEE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 106 unique securities.
Which pays a higher dividend, RSEE or SCHD?
RSEE yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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