RSEE vs SCHD
Rareview Systematic Equity ETF vs Schwab US Dividend Equity ETF
Which is better, RSEE or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. RSEE led over 3Y and the full window, SCHD over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSEE | SCHD |
|---|---|---|
| Expense Ratio | 2.71% | 0.06%Best |
| AUM | $74M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 7 | 103 |
| YTD Return | +12.46% | +23.46%Best |
| 1Y Return | +17.64% | +27.20%Best |
| 3Y Return (annualized) | +17.81%Best | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 15.3% | 14.9%Best |
| Max Drawdown | -21.7% | -16.1%Best |
| $10,000 over 4.7 years | $17,548Best | $15,366 |
| Fund Family | Rareview Capital | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Jan 20, 2022 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Jan 21, 2022 to Sep 18, 2026 (4.7 years).
RSEE vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
RSEE vs SCHD Performance
Rareview Systematic Equity ETF (RSEE) is an ETF from Rareview Capital and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSEE returned +17.64% while SCHD returned +27.20%. Year to date, RSEE is up 12.46% versus a gain of 23.46% for SCHD.
Over three years, RSEE compounded at +17.81% per year against +15.41% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSEE has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.7% for RSEE and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RSEE charges 2.71% per year while SCHD charges 0.06%. On a $10,000 position that is $271 vs $6 annually, a gap of $265 per year that compounds over a long holding period. On income, RSEE currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 6 holdings in RSEE and 100 in SCHD, totalling 165.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 6 positions we hold weights for in RSEE and 100 in SCHD, against full books of 7 and 103.
You are not choosing between two funds in isolation.
Whichever of RSEE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSEE or SCHD?
RSEE has an expense ratio of 2.71% while SCHD charges 0.06%. SCHD is the cheaper option, by $265 a year on a $10,000 investment.
Which performed better, RSEE or SCHD?
Over the past year RSEE returned +17.64% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSEE or SCHD?
RSEE has been the more volatile fund at 15.3% annualized versus 14.9% for SCHD. Worst drawdown: RSEE -21.7% vs SCHD -16.1%.
Should I hold both RSEE and SCHD?
RSEE and SCHD have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSEE or SCHD?
RSEE yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSEE?
SCHD has a lower expense ratio. RSEE led over 3Y and the full window, SCHD over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.