RSEE vs SPY

RSEE vs SPY
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Quick Verdict

SPY has a lower expense ratio. RSEE delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: RSEEMore Diversified: SPY

Side-by-Side Comparison

MetricRSEESPYWinner
Expense Ratio2.71%0.09%
AUM$75M$821.1B
Dividend Yield0.00%1.01%
Holdings7505
YTD Return+14.41%+12.68%
1Y Return+26.41%+21.82%
3Y Return (annualized)+18.69%+21.98%
5Y Return (annualized)-+12.89%
Volatility (annualized)15.4%15.3%
Max Drawdown-21.7%-56.5%
Fund FamilyRareview CapitalState Street Investment Management
CategoryEquityEquity
InceptionJan 20, 2022Jan 22, 1993

RSEE vs SPY Performance

Rareview Systematic Equity ETF (RSEE) is a ETF from Rareview Capital and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RSEE returned +26.41% while SPY returned +21.82%. Year to date, RSEE is up 14.41% versus a gain of 12.68% for SPY.

Over three years, RSEE compounded at +18.69% per year against +21.98% for SPY. Across the full 5-year window we track, RSEE has the edge at +13.35% annualized vs +8.81%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSEE has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.7% for RSEE and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSEE charges 2.71% per year while SPY charges 0.09%. On a $10,000 position that is $271 vs $9 annually, a gap of $262 per year that compounds over a long holding period. On income, RSEE currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

RSEE and SPY share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSEE or SPY?

RSEE has an expense ratio of 2.71% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $262 per year of difference.

Which performed better, RSEE or SPY?

Over the past year RSEE returned +26.41% vs +21.82% for SPY, so RSEE leads on 1-year performance. Over the longest common window we track (5 years), RSEE annualized +13.35% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, RSEE or SPY?

RSEE has been the more volatile fund at 15.4% annualized versus 15.3% for SPY. Worst drawdown: RSEE -21.7% vs SPY -56.5%.

Should I hold both RSEE and SPY?

RSEE and SPY have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSEE and SPY?

RSEE and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, RSEE or SPY?

RSEE yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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