RSP vs VTEB

Quick Verdict

VTEB has a lower expense ratio. RSP delivered stronger 1-year returns. VTEB offers more diversification with 3533 holdings.

Lower Fees: VTEBHigher Returns: RSPMore Diversified: VTEB

Side-by-Side Comparison

MetricRSPVTEBWinner
Expense Ratio0.20%0.03%
AUM$97.4B$46.0B
Dividend Yield1.51%3.34%
Holdings5109,952
YTD Return+15.37%+0.62%
1Y Return+22.88%+5.07%
3Y Return (annualized)+15.20%+3.14%
5Y Return (annualized)+8.99%+0.61%
Volatility (annualized)16.5%4.9%
Max Drawdown-60.9%-17.0%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityTax Preferred
InceptionApr 24, 2003Aug 21, 2015

RSP vs VTEB Performance

Invesco S&P 500 Equal Weight ETF (RSP) is a ETF from Invesco (US) and Vanguard Tax-Exempt Bond ETF (VTEB) is a ETF from Vanguard (US). Over the past year RSP returned +22.88% while VTEB returned +5.07%. Year to date, RSP is up 15.37% versus a gain of 0.62% for VTEB.

Over three years, RSP compounded at +15.20% per year against +3.14% for VTEB; over five years the annualized figures are +8.99% and +0.61% respectively. Across the full 11-year window we track, RSP has the edge at +10.11% annualized vs +1.27%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSP has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 4.9% for VTEB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -60.9% for RSP and -17.0% for VTEB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RSP charges 0.20% per year while VTEB charges 0.03%. On a $10,000 position that is $20 vs $3 annually, a gap of $17 per year that compounds over a long holding period. On income, RSP currently yields 1.51% against 3.34% for VTEB.

Holdings Overlap

0.0%overlap

RSP and VTEB share 0 holdings out of 3966 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSP or VTEB?

RSP has an expense ratio of 0.20% while VTEB charges 0.03%. VTEB is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, RSP or VTEB?

Over the past year RSP returned +22.88% vs +5.07% for VTEB, so RSP leads on 1-year performance. Over the longest common window we track (11 years), RSP annualized +10.11% vs +1.27% for VTEB. Past performance does not guarantee future results.

Which is riskier, RSP or VTEB?

RSP has been the more volatile fund at 16.5% annualized versus 4.9% for VTEB. Worst drawdown: RSP -60.9% vs VTEB -17.0%.

Should I hold both RSP and VTEB?

RSP and VTEB have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSP and VTEB?

RSP and VTEB share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3966 unique securities.

Which pays a higher dividend, RSP or VTEB?

RSP yields 1.51% while VTEB yields 3.34%, so VTEB currently pays the higher dividend yield.

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