RSPC vs VTI
Invesco S&P 500 Equal Weight Communication Services ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RSPC | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.03% | |
| AUM | $59M | $666.9B | |
| Dividend Yield | 1.83% | 1.07% | |
| Holdings | 27 | 3,543 | |
| YTD Return | -4.94% | +14.82% | |
| 1Y Return | -1.77% | +22.43% | |
| 3Y Return (annualized) | +11.37% | +21.93% | |
| 5Y Return (annualized) | +0.63% | +12.34% | |
| Volatility (annualized) | 20.0% | 15.4% | |
| Max Drawdown | -38.0% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 7, 2018 | May 24, 2001 |
RSPC vs VTI Performance
Invesco S&P 500 Equal Weight Communication Services ETF (RSPC) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSPC returned -1.77% while VTI returned +22.43%. Year to date, RSPC is down 4.94% versus a gain of 14.82% for VTI.
Over three years, RSPC compounded at +11.37% per year against +21.93% for VTI; over five years the annualized figures are +0.63% and +12.34% respectively. Across the full 8-year window we track, VTI has the edge at +8.16% annualized vs +6.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSPC has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -38.0% for RSPC and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSPC charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, RSPC currently yields 1.83% against 1.07% for VTI.
Holdings Overlap
RSPC and VTI share 24 holdings out of 2788 unique holdings combined, representing a 8.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSPC or VTI?
RSPC has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $37 per year of difference.
Which performed better, RSPC or VTI?
Over the past year RSPC returned -1.77% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (8 years), RSPC annualized +6.10% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, RSPC or VTI?
RSPC has been the more volatile fund at 20.0% annualized versus 15.4% for VTI. Worst drawdown: RSPC -38.0% vs VTI -56.6%.
Should I hold both RSPC and VTI?
RSPC and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSPC and VTI?
RSPC and VTI share 24 common holdings with a 8.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, RSPC or VTI?
RSPC yields 1.83% while VTI yields 1.07%, so RSPC currently pays the higher dividend yield.
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