RSPC vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricRSPCSPYWinner
Expense Ratio0.40%0.09%
AUM$56M$789.1B
Dividend Yield1.84%1.01%
Holdings27505
YTD Return-5.49%+14.47%
1Y Return-2.85%+21.96%
3Y Return (annualized)+11.02%+21.70%
5Y Return (annualized)+0.48%+13.30%
Volatility (annualized)20.0%15.3%
Max Drawdown-38.0%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionNov 7, 2018Jan 22, 1993

RSPC vs SPY Performance

Invesco S&P 500 Equal Weight Communication Services ETF (RSPC) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RSPC returned -2.85% while SPY returned +21.96%. Year to date, RSPC is down 5.49% versus a gain of 14.47% for SPY.

Over three years, RSPC compounded at +11.02% per year against +21.70% for SPY; over five years the annualized figures are +0.48% and +13.30% respectively. Across the full 8-year window we track, SPY has the edge at +8.87% annualized vs +6.03%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPC has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -38.0% for RSPC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPC charges 0.40% per year while SPY charges 0.09%. On a $10,000 position that is $40 vs $9 annually, a gap of $31 per year that compounds over a long holding period. On income, RSPC currently yields 1.84% against 1.01% for SPY.

Holdings Overlap

8.6%overlap

RSPC and SPY share 23 holdings out of 505 unique holdings combined, representing a 8.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RSPCWeight in SPYDifference
META4.54%2.03%2.51%
GOOGL2.54%3.32%0.78%
TTWO5.41%0.07%5.34%
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CHTRProProPro
DISProProPro
WBDProProPro
CMCSAProProPro
TKOProProPro
EAProProPro
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Frequently Asked Questions

Which is cheaper, RSPC or SPY?

RSPC has an expense ratio of 0.40% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $31 per year of difference.

Which performed better, RSPC or SPY?

Over the past year RSPC returned -2.85% vs +21.96% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (8 years), RSPC annualized +6.03% vs +8.87% for SPY. Past performance does not guarantee future results.

Which is riskier, RSPC or SPY?

RSPC has been the more volatile fund at 20.0% annualized versus 15.3% for SPY. Worst drawdown: RSPC -38.0% vs SPY -56.5%.

Should I hold both RSPC and SPY?

RSPC and SPY have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSPC and SPY?

RSPC and SPY share 23 common holdings with a 8.6% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, RSPC or SPY?

RSPC yields 1.84% while SPY yields 1.01%, so RSPC currently pays the higher dividend yield.

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