RTAI vs VOO
RTAI vs VOO
Rareview Tax Advantaged Income ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | RTAI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 4.59% | 0.03% | |
| AUM | $18M | $979.0B | |
| Dividend Yield | 4.93% | 1.09% | |
| Holdings | 13 | 509 | |
| YTD Return | -0.94% | +13.80% | |
| 1Y Return | +5.14% | +23.71% | |
| 3Y Return (annualized) | +5.90% | +21.50% | |
| 5Y Return (annualized) | -2.05% | +13.44% | |
| Volatility (annualized) | 13.7% | 14.1% | |
| Max Drawdown | -34.3% | -34.3% | |
| Fund Family | Rareview Capital | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 21, 2020 | Sep 7, 2010 |
RTAI vs VOO Performance
Rareview Tax Advantaged Income ETF (RTAI) is a ETF from Rareview Capital and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year RTAI returned +5.14% while VOO returned +23.71%. Year to date, RTAI is down 0.94% versus a gain of 13.80% for VOO.
Over three years, RTAI compounded at +5.90% per year against +21.50% for VOO; over five years the annualized figures are -2.05% and +13.44% respectively. Across the full 6-year window we track, VOO has the edge at +13.58% annualized vs +0.93%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.7% for RTAI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for RTAI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RTAI charges 4.59% per year while VOO charges 0.03%. On a $10,000 position that is $459 vs $3 annually, a gap of $456 per year that compounds over a long holding period. On income, RTAI currently yields 4.93% against 1.09% for VOO.
Holdings Overlap
RTAI and VOO share 0 holdings out of 515 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RTAI or VOO?
RTAI has an expense ratio of 4.59% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $456 per year of difference.
Which performed better, RTAI or VOO?
Over the past year RTAI returned +5.14% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), RTAI annualized +0.93% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, RTAI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 13.7% for RTAI. Worst drawdown: RTAI -34.3% vs VOO -34.3%.
Should I hold both RTAI and VOO?
RTAI and VOO have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RTAI and VOO?
RTAI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 515 unique securities.
Which pays a higher dividend, RTAI or VOO?
RTAI yields 4.93% while VOO yields 1.09%, so RTAI currently pays the higher dividend yield.
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