RTAI vs VOO
Rareview Tax Advantaged Income ETF vs Vanguard S&P 500 ETF
Which is better, RTAI or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RTAI | VOO |
|---|---|---|
| Expense Ratio | 4.59% | 0.03%Best |
| AUM | $18M | $997.4B |
| Dividend Yield | 4.98% | 1.04% |
| Holdings | 15 | 509 |
| YTD Return | -7.69% | +12.37%Best |
| 1Y Return | -6.90% | +16.61%Best |
| 3Y Return (annualized) | +5.10% | +21.37%Best |
| 5Y Return (annualized) | -3.49% | +13.49%Best |
| Volatility (annualized) | 13.8%Best | 15.4% |
| Max Drawdown | -34.3% | -24.5%Best |
| $10,000 over 5 years | $8,373 | $18,827Best |
| Top 10 Weight | 99.8% | 37.6%Best |
| Fund Family | Rareview Capital | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 21, 2020 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Oct 21, 2020 to Sep 18, 2026 (5.9 years).
RTAI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.9 years both funds cover.
RTAI vs VOO Performance
Rareview Tax Advantaged Income ETF (RTAI) is an ETF from Rareview Capital and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year RTAI returned -6.90% while VOO returned +16.61%. Year to date, RTAI is down 7.69% versus a gain of 12.37% for VOO.
Over three years, RTAI compounded at +5.10% per year against +21.37% for VOO; over five years the annualized figures are -3.49% and +13.49% respectively. Across the full 6-year window we track, VOO has the edge at +16.05% annualized vs -0.29%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.8% for RTAI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for RTAI and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RTAI charges 4.59% per year while VOO charges 0.03%. On a $10,000 position that is $459 vs $3 annually, a gap of $456 per year that compounds over a long holding period. On income, RTAI currently yields 4.98% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 10 holdings in RTAI and 494 in VOO, totalling 99.8% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in RTAI and 494 in VOO, against full books of 15 and 509.
What only one of them owns
Our book lists 487 positions for VOO that do not appear in our book for RTAI (99.2% of the fund), and 10 for RTAI that do not appear in VOO (99.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of RTAI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RTAI or VOO?
RTAI has an expense ratio of 4.59% while VOO charges 0.03%. VOO is the cheaper option, by $456 a year on a $10,000 investment.
Which performed better, RTAI or VOO?
Over the past year RTAI returned -6.90% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), RTAI annualized -0.29% vs +16.05% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RTAI or VOO?
VOO has been the more volatile fund at 15.4% annualized versus 13.8% for RTAI. Worst drawdown: RTAI -34.3% vs VOO -24.5%.
Should I hold both RTAI and VOO?
RTAI and VOO have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RTAI or VOO?
RTAI yields 4.98% while VOO yields 1.04%, so RTAI currently pays the higher dividend yield.
Is VOO better than RTAI?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.