RTAI vs VXUS
Rareview Tax Advantaged Income ETF vs Vanguard Total International Stock ETF
Which is better, RTAI or VXUS?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RTAI | VXUS |
|---|---|---|
| Expense Ratio | 4.59% | 0.05%Best |
| AUM | $18M | $158.1B |
| Dividend Yield | 4.98% | 2.51% |
| Holdings | 15 | 8,747 |
| YTD Return | -6.67% | +13.64%Best |
| 1Y Return | -6.20% | +20.82%Best |
| 3Y Return (annualized) | +5.37% | +19.58%Best |
| 5Y Return (annualized) | -3.32% | +9.14%Best |
| Volatility (annualized) | 13.8%Best | 15.0% |
| Max Drawdown | -34.3% | -29.4%Best |
| $10,000 over 5 years | $8,447 | $15,485Best |
| Fund Family | Rareview Capital | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 21, 2020 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 21, 2020 to Sep 17, 2026 (5.9 years).
RTAI vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.9 years both funds cover.
RTAI vs VXUS Performance
Rareview Tax Advantaged Income ETF (RTAI) is an ETF from Rareview Capital and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year RTAI returned -6.20% while VXUS returned +20.82%. Year to date, RTAI is down 6.67% versus a gain of 13.64% for VXUS.
Over three years, RTAI compounded at +5.37% per year against +19.58% for VXUS; over five years the annualized figures are -3.32% and +9.14% respectively. Across the full 6-year window we track, VXUS has the edge at +11.64% annualized vs -0.10%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.8% for RTAI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for RTAI and -29.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RTAI charges 4.59% per year while VXUS charges 0.05%. On a $10,000 position that is $459 vs $5 annually, a gap of $454 per year that compounds over a long holding period. On income, RTAI currently yields 4.98% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 10 holdings in RTAI and 8,082 in VXUS, totalling 99.8% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in RTAI and 8,082 in VXUS, against full books of 15 and 8,747.
You are not choosing between two funds in isolation.
Whichever of RTAI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RTAI or VXUS?
RTAI has an expense ratio of 4.59% while VXUS charges 0.05%. VXUS is the cheaper option, by $454 a year on a $10,000 investment.
Which performed better, RTAI or VXUS?
Over the past year RTAI returned -6.20% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (6 years), RTAI annualized -0.10% vs +11.64% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RTAI or VXUS?
VXUS has been the more volatile fund at 15.0% annualized versus 13.8% for RTAI. Worst drawdown: RTAI -34.3% vs VXUS -29.4%.
Should I hold both RTAI and VXUS?
RTAI and VXUS have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RTAI or VXUS?
RTAI yields 4.98% while VXUS yields 2.51%, so RTAI currently pays the higher dividend yield.
Is VXUS better than RTAI?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.