RYSE vs SCHD
Vest 10 Year Interest Rate Hedge ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | RYSE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.94% | 0.06% | |
| AUM | $2M | $103.7B | |
| Dividend Yield | 1.97% | 3.31% | |
| Holdings | 4 | 104 | |
| YTD Return | +2.28% | +24.26% | |
| 1Y Return | +2.19% | +31.38% | |
| 3Y Return (annualized) | +6.15% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 15.8% | 13.6% | |
| Max Drawdown | -19.9% | -33.4% | |
| Fund Family | CBOE Vest | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Feb 3, 2023 | Oct 20, 2011 |
RYSE vs SCHD Performance
Vest 10 Year Interest Rate Hedge ETF (RYSE) is a ETF from CBOE Vest and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RYSE returned +2.19% while SCHD returned +31.38%. Year to date, RYSE is up 2.28% versus a gain of 24.26% for SCHD.
Over three years, RYSE compounded at +6.15% per year against +15.08% for SCHD. Across the full 3-year window we track, SCHD has the edge at +11.39% annualized vs +6.37%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RYSE has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.9% for RYSE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RYSE charges 0.94% per year while SCHD charges 0.06%. On a $10,000 position that is $94 vs $6 annually, a gap of $88 per year that compounds over a long holding period. On income, RYSE currently yields 1.97% against 3.31% for SCHD.
Holdings Overlap
RYSE and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RYSE or SCHD?
RYSE has an expense ratio of 0.94% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $88 per year of difference.
Which performed better, RYSE or SCHD?
Over the past year RYSE returned +2.19% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), RYSE annualized +6.37% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, RYSE or SCHD?
RYSE has been the more volatile fund at 15.8% annualized versus 13.6% for SCHD. Worst drawdown: RYSE -19.9% vs SCHD -33.4%.
Should I hold both RYSE and SCHD?
RYSE and SCHD have a monthly-return correlation of -0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RYSE and SCHD?
RYSE and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, RYSE or SCHD?
RYSE yields 1.97% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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