RZG vs SPY

RZG vs SPY
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Quick Verdict

SPY has a lower expense ratio. RZG delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: RZGMore Diversified: SPY

Side-by-Side Comparison

MetricRZGSPYWinner
Expense Ratio0.35%0.09%
AUM$138M$821.1B
Dividend Yield0.44%1.01%
Holdings129505
YTD Return+25.61%+12.68%
1Y Return+31.37%+21.82%
3Y Return (annualized)+18.89%+21.98%
5Y Return (annualized)+5.95%+12.89%
Volatility (annualized)21.6%15.3%
Max Drawdown-58.8%-56.5%
Fund FamilyInvesco (US)State Street Investment Management
CategoryEquityEquity
InceptionMar 1, 2006Jan 22, 1993

RZG vs SPY Performance

Invesco S&P Smallcap 600 Pure Growth ETF (RZG) is a ETF from Invesco (US) and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RZG returned +31.37% while SPY returned +21.82%. Year to date, RZG is up 25.61% versus a gain of 12.68% for SPY.

Over three years, RZG compounded at +18.89% per year against +21.98% for SPY; over five years the annualized figures are +5.95% and +12.89% respectively. Across the full 21-year window we track, RZG has the edge at +8.82% annualized vs +8.81%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RZG has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -58.8% for RZG and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RZG charges 0.35% per year while SPY charges 0.09%. On a $10,000 position that is $35 vs $9 annually, a gap of $26 per year that compounds over a long holding period. On income, RZG currently yields 0.44% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

RZG and SPY share 0 holdings out of 630 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RZG or SPY?

RZG has an expense ratio of 0.35% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, RZG or SPY?

Over the past year RZG returned +31.37% vs +21.82% for SPY, so RZG leads on 1-year performance. Over the longest common window we track (21 years), RZG annualized +8.82% vs +8.81% for SPY. Past performance does not guarantee future results.

Which is riskier, RZG or SPY?

RZG has been the more volatile fund at 21.6% annualized versus 15.3% for SPY. Worst drawdown: RZG -58.8% vs SPY -56.5%.

Should I hold both RZG and SPY?

RZG and SPY have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RZG and SPY?

RZG and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 630 unique securities.

Which pays a higher dividend, RZG or SPY?

RZG yields 0.44% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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