SAPH vs VYM
SAP SE ADRhedged vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | SAPH | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.19% | 0.04% | |
| AUM | $291,396.1 | $79.0B | |
| Dividend Yield | 4.09% | 2.86% | |
| Holdings | 2 | 568 | |
| YTD Return | -8.48% | +16.10% | |
| 1Y Return | -24.59% | +25.99% | |
| 3Y Return (annualized) | - | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 30.1% | 14.6% | |
| Max Drawdown | -51.7% | -58.8% | |
| Fund Family | ADRH | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jan 3, 2025 | Nov 10, 2006 |
SAPH vs VYM Performance
SAP SE ADRhedged (SAPH) is a ETF from ADRH and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SAPH returned -24.59% while VYM returned +25.99%. Year to date, SAPH is down 8.48% versus a gain of 16.10% for VYM.
Risk: Volatility and Drawdowns
SAPH has been the more volatile fund, with annualized monthly volatility of 30.1% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.7% for SAPH and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.09. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SAPH charges 0.19% per year while VYM charges 0.04%. On a $10,000 position that is $19 vs $4 annually, a gap of $15 per year that compounds over a long holding period. On income, SAPH currently yields 4.09% against 2.86% for VYM.
Holdings Overlap
SAPH and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SAPH or VYM?
SAPH has an expense ratio of 0.19% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $15 per year of difference.
Which performed better, SAPH or VYM?
Over the past year SAPH returned -24.59% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), SAPH annualized -14.41% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, SAPH or VYM?
SAPH has been the more volatile fund at 30.1% annualized versus 14.6% for VYM. Worst drawdown: SAPH -51.7% vs VYM -58.8%.
Should I hold both SAPH and VYM?
SAPH and VYM have a monthly-return correlation of 0.09, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SAPH and VYM?
SAPH and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, SAPH or VYM?
SAPH yields 4.09% while VYM yields 2.86%, so SAPH currently pays the higher dividend yield.
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