SAPH vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricSAPHVOOWinner
Expense Ratio0.19%0.03%
AUM$291,396.1$979.0B
Dividend Yield4.09%1.09%
Holdings2509
YTD Return-8.48%+13.79%
1Y Return-24.59%+23.01%
3Y Return (annualized)-+21.78%
5Y Return (annualized)-+13.39%
Volatility (annualized)30.1%14.1%
Max Drawdown-51.7%-34.3%
Fund FamilyADRHVanguard (US)
CategoryAlternativeEquity
InceptionJan 3, 2025Sep 7, 2010

SAPH vs VOO Performance

SAP SE ADRhedged (SAPH) is a ETF from ADRH and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SAPH returned -24.59% while VOO returned +23.01%. Year to date, SAPH is down 8.48% versus a gain of 13.79% for VOO.

Risk: Volatility and Drawdowns

SAPH has been the more volatile fund, with annualized monthly volatility of 30.1% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -51.7% for SAPH and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.29. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SAPH charges 0.19% per year while VOO charges 0.03%. On a $10,000 position that is $19 vs $3 annually, a gap of $16 per year that compounds over a long holding period. On income, SAPH currently yields 4.09% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

SAPH and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SAPH or VOO?

SAPH has an expense ratio of 0.19% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $16 per year of difference.

Which performed better, SAPH or VOO?

Over the past year SAPH returned -24.59% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), SAPH annualized -14.41% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, SAPH or VOO?

SAPH has been the more volatile fund at 30.1% annualized versus 14.1% for VOO. Worst drawdown: SAPH -51.7% vs VOO -34.3%.

Should I hold both SAPH and VOO?

SAPH and VOO have a monthly-return correlation of 0.29, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SAPH and VOO?

SAPH and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, SAPH or VOO?

SAPH yields 4.09% while VOO yields 1.09%, so SAPH currently pays the higher dividend yield.

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