SCDS vs SCHD
JPMorgan Fundamental Data Science Small Core ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCDS delivered stronger 1-year returns. SCDS offers more diversification with 273 holdings.
Side-by-Side Comparison
| Metric | SCDS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.40% | 0.06% | |
| AUM | $9M | $103.7B | |
| Dividend Yield | 0.99% | 3.31% | |
| Holdings | 266 | 104 | |
| YTD Return | +27.34% | +25.33% | |
| 1Y Return | +42.28% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 17.9% | 13.6% | |
| Max Drawdown | -26.7% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Aug 7, 2024 | Oct 20, 2011 |
SCDS vs SCHD Performance
JPMorgan Fundamental Data Science Small Core ETF (SCDS) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year SCDS returned +42.28% while SCHD returned +32.31%. Year to date, SCDS is up 27.34% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
SCDS has been the more volatile fund, with annualized monthly volatility of 17.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.7% for SCDS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.55. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCDS charges 0.40% per year while SCHD charges 0.06%. On a $10,000 position that is $40 vs $6 annually, a gap of $34 per year that compounds over a long holding period. On income, SCDS currently yields 0.99% against 3.31% for SCHD.
Holdings Overlap
SCDS and SCHD share 6 holdings out of 367 unique holdings combined, representing a 0.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCDS or SCHD?
SCDS has an expense ratio of 0.40% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, SCDS or SCHD?
Over the past year SCDS returned +42.28% vs +32.31% for SCHD, so SCDS leads on 1-year performance. Over the longest common window we track (2 years), SCDS annualized +23.61% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, SCDS or SCHD?
SCDS has been the more volatile fund at 17.9% annualized versus 13.6% for SCHD. Worst drawdown: SCDS -26.7% vs SCHD -33.4%.
Should I hold both SCDS and SCHD?
SCDS and SCHD have a monthly-return correlation of 0.55, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCDS and SCHD?
SCDS and SCHD share 6 common holdings with a 0.8% weight overlap. Combined, they hold 367 unique securities.
Which pays a higher dividend, SCDS or SCHD?
SCDS yields 0.99% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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