SCDV vs SCHD
Bahl & Gaynor Small Cap Dividend ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCDV | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.70% | 0.06% | |
| AUM | $153M | $103.7B | |
| Dividend Yield | 0.43% | 3.31% | |
| Holdings | 35 | 104 | |
| YTD Return | +16.70% | +25.62% | |
| 1Y Return | +17.37% | +32.62% | |
| 3Y Return (annualized) | - | +15.58% | |
| 5Y Return (annualized) | - | +9.63% | |
| Volatility (annualized) | 14.5% | 13.6% | |
| Max Drawdown | -22.8% | -33.4% | |
| Fund Family | Bahl & Gaynor | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Dec 11, 2024 | Oct 20, 2011 |
SCDV vs SCHD Performance
Bahl & Gaynor Small Cap Dividend ETF (SCDV) is a ETF from Bahl & Gaynor and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year SCDV returned +17.37% while SCHD returned +32.62%. Year to date, SCDV is up 16.70% versus a gain of 25.62% for SCHD.
Risk: Volatility and Drawdowns
SCDV has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for SCDV and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCDV charges 0.70% per year while SCHD charges 0.06%. On a $10,000 position that is $70 vs $6 annually, a gap of $64 per year that compounds over a long holding period. On income, SCDV currently yields 0.43% against 3.31% for SCHD.
Holdings Overlap
SCDV and SCHD share 2 holdings out of 132 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCDV or SCHD?
SCDV has an expense ratio of 0.70% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, SCDV or SCHD?
Over the past year SCDV returned +17.37% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCDV annualized +8.22% vs +11.47% for SCHD. Past performance does not guarantee future results.
Which is riskier, SCDV or SCHD?
SCDV has been the more volatile fund at 14.5% annualized versus 13.6% for SCHD. Worst drawdown: SCDV -22.8% vs SCHD -33.4%.
Should I hold both SCDV and SCHD?
SCDV and SCHD have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCDV and SCHD?
SCDV and SCHD share 2 common holdings with a 0.1% weight overlap. Combined, they hold 132 unique securities.
Which pays a higher dividend, SCDV or SCHD?
SCDV yields 0.43% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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