SCHA vs VOO
Schwab US Small-Cap ETF vs Vanguard S&P 500 ETF
Which is better, SCHA or VOO?
Small Cap Blend against Large Cap Blend.
SCHA led over 1Y, VOO over 3Y, 5Y and the full window. SCHA is less concentrated, with 9.1% of the fund in its ten largest positions against 36.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHA | VOO |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $22.7B | $997.4B |
| Dividend Yield | 1.07% | 1.08% |
| Holdings | 1,710 | 509 |
| YTD Return | +20.47%Best | +13.37% |
| 1Y Return | +27.23%Best | +20.08% |
| 3Y Return (annualized) | +18.09% | +21.29%Best |
| 5Y Return (annualized) | +7.38% | +12.89%Best |
| Volatility (annualized) | 18.9% | 14.1%Best |
| Max Drawdown | -43.0% | -34.3%Best |
| $10,000 over 5 years | $14,276 | $18,335Best |
| Top 10 Weight | 9.1%Best | 36.4% |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Nov 3, 2009 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 4, 2026 (16 years).
SCHA vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
SCHA vs VOO Performance
Schwab US Small-Cap ETF (SCHA) is an ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year SCHA returned +27.23% while VOO returned +20.08%. Year to date, SCHA is up 20.47% versus a gain of 13.37% for VOO.
Over three years, SCHA compounded at +18.09% per year against +21.29% for VOO; over five years the annualized figures are +7.38% and +12.89% respectively. Across the full 16-year window we track, VOO has the edge at +13.48% annualized vs +11.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHA has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.0% for SCHA and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHA charges 0.03% per year while VOO charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SCHA currently yields 1.07% against 1.08% for VOO.
Holdings Overlap
5.7% of SCHA's money is in holdings VOO also owns. 0.7% of VOO's money is in holdings SCHA also owns.
SCHA and VOO share little of their money.
4 positions in common, counted across the 1,706 positions we hold weights for in SCHA and 505 in VOO, against full books of 1,710 and 509.
What only one of them owns
Our book lists 493 positions for VOO that do not appear in our book for SCHA (98.8% of the fund), and 1,510 for SCHA that do not appear in VOO (92.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHA and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHA or VOO?
SCHA has an expense ratio of 0.03% while VOO charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, SCHA or VOO?
Over the past year SCHA returned +27.23% vs +20.08% for VOO, so SCHA leads on 1-year performance. Over the longest common window we track (16 years), SCHA annualized +11.02% vs +13.48% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHA or VOO?
SCHA has been the more volatile fund at 18.9% annualized versus 14.1% for VOO. Worst drawdown: SCHA -43.0% vs VOO -34.3%.
Should I hold both SCHA and VOO?
SCHA and VOO have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHA and VOO?
5.7% of SCHA's money is in holdings VOO also owns. 0.7% of VOO's is in holdings SCHA also owns. They hold 4 positions in common, counted across the 1,706 positions we hold weights for in SCHA and 505 in VOO.
Which pays a higher dividend, SCHA or VOO?
SCHA yields 1.07% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
Is VOO better than SCHA?
SCHA led over 1Y, VOO over 3Y, 5Y and the full window. SCHA is less concentrated, with 9.1% of the fund in its ten largest positions against 36.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.