SCHC vs VOO
Schwab International Small-Cap Equity ETF vs Vanguard S&P 500 ETF
Which is better, SCHC or VOO?
Mid Cap Growth against Large Cap Blend.
VOO has a lower expense ratio. SCHC led over 1Y, VOO over 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHC | VOO |
|---|---|---|
| Expense Ratio | 0.06% | 0.03%Best |
| AUM | $5.8B | $997.4B |
| Dividend Yield | 3.48% | 1.08% |
| Holdings | 2,271 | 509 |
| YTD Return | +12.69% | +13.37%Best |
| 1Y Return | +21.24%Best | +20.08% |
| 3Y Return (annualized) | +19.25% | +21.29%Best |
| 5Y Return (annualized) | +6.45% | +12.89%Best |
| Volatility (annualized) | 16.9% | 14.1%Best |
| Max Drawdown | -47.1% | -34.3%Best |
| $10,000 over 5 years | $13,669 | $18,335Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Growth | Large Cap Blend |
| Inception | Jan 14, 2010 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 4, 2026 (16 years).
SCHC vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
SCHC vs VOO Performance
Schwab International Small-Cap Equity ETF (SCHC) is an ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year SCHC returned +21.24% while VOO returned +20.08%. Year to date, SCHC is up 12.69% versus a gain of 13.37% for VOO.
Over three years, SCHC compounded at +19.25% per year against +21.29% for VOO; over five years the annualized figures are +6.45% and +12.89% respectively. Across the full 16-year window we track, VOO has the edge at +13.48% annualized vs +5.69%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHC has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.1% for SCHC and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHC charges 0.06% per year while VOO charges 0.03%. On a $10,000 position that is $6 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, SCHC currently yields 3.48% against 1.08% for VOO.
Holdings Overlap
We hold position weights for 1,528 holdings in SCHC and 504 in VOO, totalling 84.3% and 99.9% of the two funds. That is not enough of SCHC to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
The two holdings books were reported 91 days apart, SCHC as of Mar 31, 2026 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 1,528 positions we hold weights for in SCHC and 504 in VOO, against full books of 2,271 and 509.
Top Shared Holdings
| Stock | Weight in SCHC | Weight in VOO | Difference |
|---|---|---|---|
| CRLCharles River Laboratories International Inc | 0.05% | 0.02% | 0.03% |
You are not choosing between two funds in isolation.
Whichever of SCHC and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHC or VOO?
SCHC has an expense ratio of 0.06% while VOO charges 0.03%. VOO is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, SCHC or VOO?
Over the past year SCHC returned +21.24% vs +20.08% for VOO, so SCHC leads on 1-year performance. Over the longest common window we track (16 years), SCHC annualized +5.69% vs +13.48% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHC or VOO?
SCHC has been the more volatile fund at 16.9% annualized versus 14.1% for VOO. Worst drawdown: SCHC -47.1% vs VOO -34.3%.
Should I hold both SCHC and VOO?
SCHC and VOO have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHC or VOO?
SCHC yields 3.48% while VOO yields 1.08%, so SCHC currently pays the higher dividend yield.
Is VOO better than SCHC?
VOO has a lower expense ratio. SCHC led over 1Y, VOO over 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.