SCHD vs SGRT
Schwab US Dividend Equity ETF vs SMART Earnings Growth 30 ETF
Quick Verdict
SCHD has a lower expense ratio. SGRT delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SGRT | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.59% | |
| AUM | $103.7B | $54M | |
| Dividend Yield | 3.31% | 0.11% | |
| Holdings | 104 | 23 | |
| YTD Return | +24.26% | +23.58% | |
| 1Y Return | +31.38% | +57.08% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 38.0% | |
| Max Drawdown | -33.4% | -25.0% | |
| Fund Family | Charles Schwab Asset Management | SMART Wealth, LLC | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Aug 20, 2025 |
SCHD vs SGRT Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and SMART Earnings Growth 30 ETF (SGRT) is a ETF from SMART Wealth, LLC. Over the past year SCHD returned +31.38% while SGRT returned +57.08%. Year to date, SCHD is up 24.26% versus a gain of 23.58% for SGRT.
Risk: Volatility and Drawdowns
SGRT has been the more volatile fund, with annualized monthly volatility of 38.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -25.0% for SGRT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SGRT charges 0.59%. On a $10,000 position that is $6 vs $59 annually, a gap of $53 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.11% for SGRT.
Holdings Overlap
SCHD and SGRT share 0 holdings out of 124 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SGRT?
SCHD has an expense ratio of 0.06% while SGRT charges 0.59%. SCHD is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, SCHD or SGRT?
Over the past year SCHD returned +31.38% vs +57.08% for SGRT, so SGRT leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, SCHD or SGRT?
SGRT has been the more volatile fund at 38.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SGRT -25.0%.
Should I hold both SCHD and SGRT?
SCHD and SGRT have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SGRT?
SCHD and SGRT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 124 unique securities.
Which pays a higher dividend, SCHD or SGRT?
SCHD yields 3.31% while SGRT yields 0.11%, so SCHD currently pays the higher dividend yield.
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