SGRT vs VTI
SMART Earnings Growth 30 ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SGRT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SGRT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $60M | $666.9B | |
| Dividend Yield | 0.13% | 1.07% | |
| Holdings | 25 | 3,543 | |
| YTD Return | +25.89% | +13.14% | |
| 1Y Return | +59.60% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 37.8% | 15.3% | |
| Max Drawdown | -25.0% | -56.6% | |
| Fund Family | SMART Wealth, LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 20, 2025 | May 24, 2001 |
SGRT vs VTI Performance
SMART Earnings Growth 30 ETF (SGRT) is a ETF from SMART Wealth, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SGRT returned +59.60% while VTI returned +22.35%. Year to date, SGRT is up 25.89% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
SGRT has been the more volatile fund, with annualized monthly volatility of 37.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.0% for SGRT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SGRT charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, SGRT currently yields 0.13% against 1.07% for VTI.
Holdings Overlap
SGRT and VTI share 20 holdings out of 2791 unique holdings combined, representing a 4.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SGRT or VTI?
SGRT has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, SGRT or VTI?
Over the past year SGRT returned +59.60% vs +22.35% for VTI, so SGRT leads on 1-year performance. Over the longest common window we track (1 years), SGRT annualized +59.86% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, SGRT or VTI?
SGRT has been the more volatile fund at 37.8% annualized versus 15.3% for VTI. Worst drawdown: SGRT -25.0% vs VTI -56.6%.
Should I hold both SGRT and VTI?
SGRT and VTI have a monthly-return correlation of 0.73, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SGRT and VTI?
SGRT and VTI share 20 common holdings with a 4.9% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, SGRT or VTI?
SGRT yields 0.13% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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