SCHD vs SHOC
Schwab US Dividend Equity ETF vs Strive US Semiconductor ETF
Quick Verdict
SCHD has a lower expense ratio. SHOC delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SHOC | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.40% | |
| AUM | $103.7B | $220M | |
| Dividend Yield | 3.31% | 0.15% | |
| Holdings | 104 | 32 | |
| YTD Return | +24.26% | +53.14% | |
| 1Y Return | +31.38% | +93.54% | |
| 3Y Return (annualized) | +15.08% | +46.46% | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 33.0% | |
| Max Drawdown | -33.4% | -37.6% | |
| Fund Family | Charles Schwab Asset Management | Strive Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 6, 2022 |
SCHD vs SHOC Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Strive US Semiconductor ETF (SHOC) is a ETF from Strive Asset Management. Over the past year SCHD returned +31.38% while SHOC returned +93.54%. Year to date, SCHD is up 24.26% versus a gain of 53.14% for SHOC.
Over three years, SCHD compounded at +15.08% per year against +46.46% for SHOC. Across the full 4-year window we track, SHOC has the edge at +47.36% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SHOC has been the more volatile fund, with annualized monthly volatility of 33.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -37.6% for SHOC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.27. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SHOC charges 0.40%. On a $10,000 position that is $6 vs $40 annually, a gap of $34 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.15% for SHOC.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHD or SHOC?
SCHD has an expense ratio of 0.06% while SHOC charges 0.40%. SCHD is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, SCHD or SHOC?
Over the past year SCHD returned +31.38% vs +93.54% for SHOC, so SHOC leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.39% vs +47.36% for SHOC. Past performance does not guarantee future results.
Which is riskier, SCHD or SHOC?
SHOC has been the more volatile fund at 33.0% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SHOC -37.6%.
Should I hold both SCHD and SHOC?
SCHD and SHOC have a monthly-return correlation of 0.27, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SHOC?
SCHD and SHOC share 2 common holdings with a 5.4% weight overlap. Combined, they hold 129 unique securities.
Which pays a higher dividend, SCHD or SHOC?
SCHD yields 3.31% while SHOC yields 0.15%, so SCHD currently pays the higher dividend yield.
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