SCHD vs SHOC
Schwab US Dividend Equity ETF vs Strive US Semiconductor ETF
Which is better, SCHD or SHOC?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SHOC led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 78.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SHOC |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.40% |
| AUM | $112.1B | $224M |
| Dividend Yield | 3.00% | 0.13% |
| Holdings | 103 | 32 |
| YTD Return | +24.04% | +41.05%Best |
| 1Y Return | +27.95% | +66.69%Best |
| 3Y Return (annualized) | +15.51% | +45.00%Best |
| 5Y Return (annualized) | +9.80% | - |
| Volatility (annualized) | 13.4%Best | 32.8% |
| Max Drawdown | -16.1%Best | -37.6% |
| $10,000 over 3.9 years | $16,784 | $40,105Best |
| Top 10 Weight | 41.8%Best | 78.2% |
| Fund Family | Charles Schwab Asset Management | Strive Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Oct 6, 2022 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 6, 2022 to Sep 16, 2026 (3.9 years).
SCHD vs SHOC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SCHD vs SHOC Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Strive US Semiconductor ETF (SHOC) is an ETF from Strive Asset Management. Over the past year SCHD returned +27.95% while SHOC returned +66.69%. Year to date, SCHD is up 24.04% versus a gain of 41.05% for SHOC.
Over three years, SCHD compounded at +15.51% per year against +45.00% for SHOC. Across the full 4-year window we track, SHOC has the edge at +42.78% annualized vs +14.20%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SHOC has been the more volatile fund, with annualized monthly volatility of 32.8% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -37.6% for SHOC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SHOC charges 0.40%. On a $10,000 position that is $6 vs $40 annually, a gap of $34 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.13% for SHOC.
Holdings Overlap
5.7% of SCHD's money is in holdings SHOC also owns. 5.5% of SHOC's money is in holdings SCHD also owns.
SCHD and SHOC share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 31 in SHOC, against full books of 103 and 32.
What only one of them owns
Our book lists 26 positions for SHOC that do not appear in our book for SCHD (88.5% of the fund), and 97 for SCHD that do not appear in SHOC (94.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SHOC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SHOC?
SCHD has an expense ratio of 0.06% while SHOC charges 0.40%. SCHD is the cheaper option, by $34 a year on a $10,000 investment.
Which performed better, SCHD or SHOC?
Over the past year SCHD returned +27.95% vs +66.69% for SHOC, so SHOC leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +14.20% vs +42.78% for SHOC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SHOC?
SHOC has been the more volatile fund at 32.8% annualized versus 13.4% for SCHD. Worst drawdown: SCHD -16.1% vs SHOC -37.6%.
Should I hold both SCHD and SHOC?
SCHD and SHOC have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SHOC?
5.7% of SCHD's money is in holdings SHOC also owns. 5.5% of SHOC's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 31 in SHOC.
Which pays a higher dividend, SCHD or SHOC?
SCHD yields 3.00% while SHOC yields 0.13%, so SCHD currently pays the higher dividend yield.
Is SHOC better than SCHD?
SCHD has a lower expense ratio. SHOC led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 78.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.