SCHD vs SIL
Schwab US Dividend Equity ETF vs Global X Silver Miners ETF
Which is better, SCHD or SIL?
Large Cap Value against Mid Cap Growth.
SCHD has a lower expense ratio. SCHD led over the full window, SIL over 1Y, 3Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 75.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SIL |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.65% |
| AUM | $112.2B | $5.3B |
| Dividend Yield | 3.13% | 1.38% |
| Holdings | 103 | 42 |
| YTD Return | +27.56%Best | +19.78% |
| 1Y Return | +30.29% | +66.75%Best |
| 3Y Return (annualized) | +16.37% | +59.91%Best |
| 5Y Return (annualized) | +10.23% | +21.32%Best |
| Volatility (annualized) | 13.6%Best | 39.9% |
| Max Drawdown | -33.4%Best | -80.3% |
| $10,000 over 5 years | $16,274 | $26,282Best |
| Top 10 Weight | 41.5%Best | 75.8% |
| Fund Family | Charles Schwab Asset Management | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Growth |
| Inception | Oct 20, 2011 | Apr 19, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
SCHD vs SIL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs SIL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Global X Silver Miners ETF (SIL) is an ETF from Global X by mirae Asset. Over the past year SCHD returned +30.29% while SIL returned +66.75%. Year to date, SCHD is up 27.56% versus a gain of 19.78% for SIL.
Over three years, SCHD compounded at +16.37% per year against +59.91% for SIL; over five years the annualized figures are +10.23% and +21.32% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +3.48%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SIL has been the more volatile fund, with annualized monthly volatility of 39.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -80.3% for SIL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SIL charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.38% for SIL.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 39 in SIL, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 39 in SIL, against full books of 103 and 42.
What only one of them owns
Our book lists 5 positions for SIL that do not appear in our book for SCHD (20.7% of the fund), and 99 for SCHD that do not appear in SIL (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SIL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SIL?
SCHD has an expense ratio of 0.06% while SIL charges 0.65%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, SCHD or SIL?
Over the past year SCHD returned +30.29% vs +66.75% for SIL, so SIL leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.53% vs +3.48% for SIL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SIL?
SIL has been the more volatile fund at 39.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SIL -80.3%.
Should I hold both SCHD and SIL?
SCHD and SIL have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SIL?
SCHD yields 3.13% while SIL yields 1.38%, so SCHD currently pays the higher dividend yield.
Is SIL better than SCHD?
SCHD has a lower expense ratio. SCHD led over the full window, SIL over 1Y, 3Y and 5Y. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 75.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.