SCHD vs SIVR
Schwab US Dividend Equity ETF vs abrdn Physical Silver Shares ETF
Which is better, SCHD or SIVR?
Large Cap Value against Silver.
SCHD has a lower expense ratio. SCHD led over the full window, SIVR over 1Y, 3Y and 5Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SIVR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.30% |
| AUM | $112.1B | $4.5B |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 2 |
| YTD Return | +25.07%Best | -11.42% |
| 1Y Return | +27.61% | +54.19%Best |
| 3Y Return (annualized) | +15.74% | +40.42%Best |
| 5Y Return (annualized) | +9.89% | +21.72%Best |
| Volatility (annualized) | 13.6%Best | 29.7% |
| Max Drawdown | -33.4%Best | -68.2% |
| $10,000 over 5 years | $16,025 | $26,718Best |
| Fund Family | Charles Schwab Asset Management | Aberdeen |
| Category | Equity | Commodity |
| Style | Large Cap Value | Silver |
| Inception | Oct 20, 2011 | Jul 24, 2009 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 11, 2026 (14.9 years).
SCHD vs SIVR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs SIVR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and abrdn Physical Silver Shares ETF (SIVR) is an ETF from Aberdeen. Over the past year SCHD returned +27.61% while SIVR returned +54.19%. Year to date, SCHD is up 25.07% versus a loss of 11.42% for SIVR.
Over three years, SCHD compounded at +15.74% per year against +40.42% for SIVR; over five years the annualized figures are +9.89% and +21.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.36% annualized vs +4.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SIVR has been the more volatile fund, with annualized monthly volatility of 29.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -68.2% for SIVR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SIVR charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for SIVR.
You are not choosing between two funds in isolation.
Whichever of SCHD and SIVR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SIVR?
SCHD has an expense ratio of 0.06% while SIVR charges 0.30%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, SCHD or SIVR?
Over the past year SCHD returned +27.61% vs +54.19% for SIVR, so SIVR leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.36% vs +4.81% for SIVR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SIVR?
SIVR has been the more volatile fund at 29.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SIVR -68.2%.
Should I hold both SCHD and SIVR?
SCHD and SIVR have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SIVR?
SCHD yields 3.00% while SIVR yields 0.00%, so SCHD currently pays the higher dividend yield.
Is SIVR better than SCHD?
SCHD has a lower expense ratio. SCHD led over the full window, SIVR over 1Y, 3Y and 5Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.