SCHD vs SKOR
Schwab US Dividend Equity ETF vs FlexShares Credit-Scored US Corporate Bond Index Fund
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SKOR offers more diversification with 1608 holdings.
Side-by-Side Comparison
| Metric | SCHD | SKOR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.15% | |
| AUM | $103.7B | $729M | |
| Dividend Yield | 3.31% | 4.66% | |
| Holdings | 104 | 1,661 | |
| YTD Return | +25.58% | -0.06% | |
| 1Y Return | +31.06% | +2.46% | |
| 3Y Return (annualized) | +15.55% | +5.81% | |
| 5Y Return (annualized) | +9.61% | +1.59% | |
| Volatility (annualized) | 13.6% | 4.5% | |
| Max Drawdown | -33.4% | -16.0% | |
| Fund Family | Charles Schwab Asset Management | Flexshares Trust | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Nov 12, 2014 |
SCHD vs SKOR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and FlexShares Credit-Scored US Corporate Bond Index Fund (SKOR) is a ETF from Flexshares Trust. Over the past year SCHD returned +31.06% while SKOR returned +2.46%. Year to date, SCHD is up 25.58% versus a loss of 0.06% for SKOR.
Over three years, SCHD compounded at +15.55% per year against +5.81% for SKOR; over five years the annualized figures are +9.61% and +1.59% respectively. Across the full 12-year window we track, SCHD has the edge at +11.46% annualized vs +1.42%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 4.5% for SKOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -16.0% for SKOR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SKOR charges 0.15%. On a $10,000 position that is $6 vs $15 annually, a gap of $9 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 4.66% for SKOR.
Holdings Overlap
SCHD and SKOR share 0 holdings out of 1708 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SKOR?
SCHD has an expense ratio of 0.06% while SKOR charges 0.15%. SCHD is the cheaper option. On a $10,000 investment, that is $9 per year of difference.
Which performed better, SCHD or SKOR?
Over the past year SCHD returned +31.06% vs +2.46% for SKOR, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), SCHD annualized +11.46% vs +1.42% for SKOR. Past performance does not guarantee future results.
Which is riskier, SCHD or SKOR?
SCHD has been the more volatile fund at 13.6% annualized versus 4.5% for SKOR. Worst drawdown: SCHD -33.4% vs SKOR -16.0%.
Should I hold both SCHD and SKOR?
SCHD and SKOR have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SKOR?
SCHD and SKOR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 1708 unique securities.
Which pays a higher dividend, SCHD or SKOR?
SCHD yields 3.31% while SKOR yields 4.66%, so SKOR currently pays the higher dividend yield.
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