SCHD vs SLVY
Schwab US Dividend Equity ETF vs FT Vest Silver Strategy & Target Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | SLVY | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.85% | |
| AUM | $108.7B | $1M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 0 | |
| YTD Return | +26.54% | +7.05% | |
| 1Y Return | +30.90% | +7.05% | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | 52.2% | |
| Max Drawdown | -33.4% | -64.2% | |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | Jul 8, 2026 |
SCHD vs SLVY Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and FT Vest Silver Strategy & Target Income ETF (SLVY) is a ETF from First Trust Portfolios (US). Over the past year SCHD returned +30.90% while SLVY returned +7.05%. Year to date, SCHD is up 26.54% versus a gain of 7.05% for SLVY.
Risk: Volatility and Drawdowns
SLVY has been the more volatile fund, with annualized monthly volatility of 52.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -64.2% for SLVY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.39. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLVY charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for SLVY.
Frequently Asked Questions
Which is cheaper, SCHD or SLVY?
SCHD has an expense ratio of 0.06% while SLVY charges 0.85%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, SCHD or SLVY?
Over the past year SCHD returned +30.90% vs +7.05% for SLVY, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.51% vs -5.09% for SLVY. Past performance does not guarantee future results.
Which is riskier, SCHD or SLVY?
SLVY has been the more volatile fund at 52.2% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SLVY -64.2%.
Should I hold both SCHD and SLVY?
SCHD and SLVY have a monthly-return correlation of -0.39, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or SLVY?
SCHD yields 3.13% while SLVY yields 0.00%, so SCHD currently pays the higher dividend yield.
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