SCHD vs SLVY
Schwab US Dividend Equity ETF vs FT Vest Silver Strategy & Target Income ETF
Which is better, SCHD or SLVY?
Large Cap Value against Commodities.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SLVY |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $112.2B | $1M |
| Dividend Yield | 3.13% | 0.00% |
| Holdings | 103 | 16 |
| YTD Return | +27.56%Best | +8.61% |
| 1Y Return | +30.29%Best | +8.61% |
| 3Y Return (annualized) | +16.37% | - |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 13.6%Best | 58.4% |
| Max Drawdown | -33.4%Best | -64.2% |
| $10,000 over 14.9 years | $50,832Best | $5,139 |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) |
| Category | Equity | Commodity |
| Style | Large Cap Value | Commodities |
| Inception | Oct 20, 2011 | Jul 8, 2026 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 14.9 years row, are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
SCHD vs SLVY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs SLVY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and FT Vest Silver Strategy & Target Income ETF (SLVY) is an ETF from First Trust Portfolios (US). Over the past year SCHD returned +30.29% while SLVY returned +8.61%. Year to date, SCHD is up 27.56% versus a gain of 8.61% for SLVY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SLVY has been the more volatile fund, with annualized monthly volatility of 58.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -64.2% for SLVY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.33. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SLVY charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for SLVY.
You are not choosing between two funds in isolation.
Whichever of SCHD and SLVY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SLVY?
SCHD has an expense ratio of 0.06% while SLVY charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or SLVY?
Over the past year SCHD returned +30.29% vs +8.61% for SLVY, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.53% vs -4.37% for SLVY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SLVY?
SLVY has been the more volatile fund at 58.4% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SLVY -64.2%.
Should I hold both SCHD and SLVY?
SCHD and SLVY have a monthly-return correlation of -0.33, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SLVY?
SCHD yields 3.13% while SLVY yields 0.00%, so SCHD currently pays the higher dividend yield.
Is SLVY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.