SCHD vs SPIT
Schwab US Dividend Equity ETF vs F/m Emerald Special Situations ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | SCHD | SPIT | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.89% | |
| AUM | $112.2B | $34M | |
| Dividend Yield | 3.13% | 5.78% | |
| Holdings | 103 | 50 | |
| YTD Return | +27.60% | +18.34% | |
| 1Y Return | +29.63% | +27.08% | |
| 3Y Return (annualized) | +16.43% | - | |
| 5Y Return (annualized) | +10.05% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -12.5% | |
| Fund Family | Charles Schwab Asset Management | F-m investments | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 6, 2025 |
SCHD vs SPIT Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and F/m Emerald Special Situations ETF (SPIT) is a ETF from F-m investments. Over the past year SCHD returned +29.63% while SPIT returned +27.08%. Year to date, SCHD is up 27.60% versus a gain of 18.34% for SPIT.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -12.5% for SPIT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while SPIT charges 0.89%. On a $10,000 position that is $6 vs $89 annually, a gap of $83 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 5.78% for SPIT.
Holdings Overlap
SCHD and SPIT share 0 holdings out of 148 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SPIT?
SCHD has an expense ratio of 0.06% while SPIT charges 0.89%. SCHD is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, SCHD or SPIT?
Over the past year SCHD returned +29.63% vs +27.08% for SPIT, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SCHD and SPIT?
SCHD and SPIT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 148 unique securities.
Which pays a higher dividend, SCHD or SPIT?
SCHD yields 3.13% while SPIT yields 5.78%, so SPIT currently pays the higher dividend yield.
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