SPIT vs VTI
F/m Emerald Special Situations ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SPIT delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SPIT | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.89% | 0.03% | |
| AUM | $34M | $666.9B | |
| Dividend Yield | 5.78% | 1.07% | |
| Holdings | 50 | 3,543 | |
| YTD Return | +18.34% | +12.23% | |
| 1Y Return | +27.08% | +20.11% | |
| 3Y Return (annualized) | - | +20.52% | |
| 5Y Return (annualized) | - | +11.49% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -12.5% | -56.6% | |
| Fund Family | F-m investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 6, 2025 | May 24, 2001 |
SPIT vs VTI Performance
F/m Emerald Special Situations ETF (SPIT) is a ETF from F-m investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SPIT returned +27.08% while VTI returned +20.11%. Year to date, SPIT is up 18.34% versus a gain of 12.23% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -12.5% for SPIT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPIT charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, SPIT currently yields 5.78% against 1.07% for VTI.
Holdings Overlap
SPIT and VTI share 38 holdings out of 2797 unique holdings combined, representing a 7.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPIT or VTI?
SPIT has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $86 per year of difference.
Which performed better, SPIT or VTI?
Over the past year SPIT returned +27.08% vs +20.11% for VTI, so SPIT leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SPIT and VTI?
SPIT and VTI share 38 common holdings with a 7.8% weight overlap. Combined, they hold 2797 unique securities.
Which pays a higher dividend, SPIT or VTI?
SPIT yields 5.78% while VTI yields 1.07%, so SPIT currently pays the higher dividend yield.
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