SPIT vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricSPITVTIWinner
Expense Ratio0.89%0.03%
AUM$33M$663.5B
Dividend Yield5.34%1.07%
Holdings513,543
YTD Return+28.42%+13.87%
1Y Return-+23.31%
3Y Return (annualized)-+21.17%
5Y Return (annualized)-+12.23%
Volatility (annualized)-15.3%
Max Drawdown-12.5%-56.6%
Fund FamilyF-m investmentsVanguard (US)
CategoryEquityEquity
InceptionOct 6, 2025May 24, 2001

SPIT vs VTI Performance

F/m Emerald Special Situations ETF (SPIT) is a ETF from F-m investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, SPIT is up 28.42% versus a gain of 13.87% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.5% for SPIT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPIT charges 0.89% per year while VTI charges 0.03%. On a $10,000 position that is $89 vs $3 annually, a gap of $86 per year that compounds over a long holding period. On income, SPIT currently yields 5.34% against 1.07% for VTI.

Holdings Overlap

6.4%overlap

SPIT and VTI share 38 holdings out of 2795 unique holdings combined, representing a 6.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPITWeight in VTIDifference
CRDO7.02%0.06%6.96%
AMZN3.05%3.17%0.12%
AVGO2.30%2.46%0.16%
TTIProProPro
BEProProPro
SOIProProPro
NKTRProProPro
GHProProPro
EEProProPro
MTZProProPro
FundXLS Pro
See all 10 holdings SPIT shares with VTI
Exact weights in each fund and the difference, for every overlapping position.
X-ray my whole portfolio$45/quarter Pro · Cancel anytime

Frequently Asked Questions

Which is cheaper, SPIT or VTI?

SPIT has an expense ratio of 0.89% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

What is the holdings overlap between SPIT and VTI?

SPIT and VTI share 38 common holdings with a 6.4% weight overlap. Combined, they hold 2795 unique securities.

Which pays a higher dividend, SPIT or VTI?

SPIT yields 5.34% while VTI yields 1.07%, so SPIT currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.