SCHD vs SRTY

SCHD vs SRTY
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDSRTYWinner
Expense Ratio0.06%0.95%
AUM$108.7B$66M
Dividend Yield3.13%8.11%
Holdings10414
YTD Return+27.67%-46.50%
1Y Return+29.56%-55.94%
3Y Return (annualized)+16.53%-46.88%
5Y Return (annualized)+9.95%-32.29%
Volatility (annualized)13.6%53.6%
Max Drawdown-33.4%-100.0%
Fund FamilyCharles Schwab Asset ManagementProShares
CategoryEquityAlternative
InceptionOct 20, 2011Feb 9, 2010

SCHD vs SRTY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares UltraPro Short Russell2000 (SRTY) is a ETF from ProShares. Over the past year SCHD returned +29.56% while SRTY returned -55.94%. Year to date, SCHD is up 27.67% versus a loss of 46.50% for SRTY.

Over three years, SCHD compounded at +16.53% per year against -46.88% for SRTY; over five years the annualized figures are +9.95% and -32.29% respectively. Across the full 15-year window we track, SCHD has the edge at +11.55% annualized vs -45.68%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SRTY has been the more volatile fund, with annualized monthly volatility of 53.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -100.0% for SRTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.76. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while SRTY charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 8.11% for SRTY.

Holdings Overlap

0.0%overlap

SCHD and SRTY share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or SRTY?

SCHD has an expense ratio of 0.06% while SRTY charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, SCHD or SRTY?

Over the past year SCHD returned +29.56% vs -55.94% for SRTY, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.55% vs -45.68% for SRTY. Past performance does not guarantee future results.

Which is riskier, SCHD or SRTY?

SRTY has been the more volatile fund at 53.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SRTY -100.0%.

Should I hold both SCHD and SRTY?

SCHD and SRTY have a monthly-return correlation of -0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and SRTY?

SCHD and SRTY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or SRTY?

SCHD yields 3.13% while SRTY yields 8.11%, so SRTY currently pays the higher dividend yield.

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