SCHD vs SSUS
Schwab US Dividend Equity ETF vs Day Hagan Smart Sector ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | SSUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.77% | |
| AUM | $103.7B | $561M | |
| Dividend Yield | 3.31% | 0.47% | |
| Holdings | 104 | 24 | |
| YTD Return | +24.26% | +15.68% | |
| 1Y Return | +31.38% | +24.68% | |
| 3Y Return (annualized) | +15.08% | +17.29% | |
| 5Y Return (annualized) | +9.72% | +11.21% | |
| Volatility (annualized) | 13.6% | 14.9% | |
| Max Drawdown | -33.4% | -23.8% | |
| Fund Family | Charles Schwab Asset Management | Day Hagan Funds | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 16, 2020 |
SCHD vs SSUS Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Day Hagan Smart Sector ETF (SSUS) is a ETF from Day Hagan Funds. Over the past year SCHD returned +31.38% while SSUS returned +24.68%. Year to date, SCHD is up 24.26% versus a gain of 15.68% for SSUS.
Over three years, SCHD compounded at +15.08% per year against +17.29% for SSUS; over five years the annualized figures are +9.72% and +11.21% respectively. Across the full 7-year window we track, SSUS has the edge at +13.91% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SSUS has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -23.8% for SSUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SSUS charges 0.77%. On a $10,000 position that is $6 vs $77 annually, a gap of $71 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.47% for SSUS.
Holdings Overlap
SCHD and SSUS share 0 holdings out of 116 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SSUS?
SCHD has an expense ratio of 0.06% while SSUS charges 0.77%. SCHD is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, SCHD or SSUS?
Over the past year SCHD returned +31.38% vs +24.68% for SSUS, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.39% vs +13.91% for SSUS. Past performance does not guarantee future results.
Which is riskier, SCHD or SSUS?
SSUS has been the more volatile fund at 14.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SSUS -23.8%.
Should I hold both SCHD and SSUS?
SCHD and SSUS have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and SSUS?
SCHD and SSUS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 116 unique securities.
Which pays a higher dividend, SCHD or SSUS?
SCHD yields 3.31% while SSUS yields 0.47%, so SCHD currently pays the higher dividend yield.
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