SSUS vs VTI

SSUS vs VTI

Which is better, SSUS or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. SSUS led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95.

Lower Fees: VTIHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSSUSVTI
Expense Ratio0.77%0.03%Best
AUM$584M$666.9B
Dividend Yield0.46%1.03%
Holdings163,543
YTD Return+14.59%Best+12.34%
1Y Return+19.73%Best+18.37%
3Y Return (annualized)+17.16%+20.62%Best
5Y Return (annualized)+10.66%+11.68%Best
Volatility (annualized)14.8%Best17.5%
Max Drawdown-23.8%Best-35.0%
$10,000 over 5 years$16,594$17,373Best
Fund FamilyDay Hagan FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionJan 16, 2020May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 17, 2020 to Sep 9, 2026 (6.6 years).

SSUS vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.6 years both funds cover.

SSUS vs VTI Performance

Day Hagan Smart Sector ETF (SSUS) is an ETF from Day Hagan Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SSUS returned +19.73% while VTI returned +18.37%. Year to date, SSUS is up 14.59% versus a gain of 12.34% for VTI.

Over three years, SSUS compounded at +17.16% per year against +20.62% for VTI; over five years the annualized figures are +10.66% and +11.68% respectively. Across the full 7-year window we track, VTI has the edge at +14.10% annualized vs +13.54%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 14.8% for SSUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.8% for SSUS and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SSUS charges 0.77% per year while VTI charges 0.03%. On a $10,000 position that is $77 vs $3 annually, a gap of $74 per year that compounds over a long holding period. On income, SSUS currently yields 0.46% against 1.03% for VTI.

Holdings Overlap

SSUS already in VTI11.2%

At least 11.2% of SSUS's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

SSUS and VTI share little of their money.

5 positions in common, counted across the 16 positions we hold weights for in SSUS and 2,787 in VTI, against full books of 16 and 3,543.

What only one of them owns

Measured across the 16 and 2,787 positions we hold weights for.

VTI holds 677 positions SSUS does not, 71.1% of the fund.

Largest: AMZN 3.17%, AVGO 2.46%, GOOG 2.27%, MU 1.79%, TSLA 1.63%

Top Shared Holdings

StockWeight in SSUSWeight in VTIDifference
NVDANvidia Corp.2.04%6.32%4.28%
AAPLApple, Inc2.07%5.84%3.77%
MSFTMicrosoft Corp 4.100 Feb 06 372.56%3.81%1.25%
GOOGLAlphabet A Usd 0.0012.73%2.88%0.15%
METAMeta Platforms, Inc.1.75%0.00%1.75%

You are not choosing between two funds in isolation.

Whichever of SSUS and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SSUSVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SSUS or VTI?

SSUS has an expense ratio of 0.77% while VTI charges 0.03%. VTI is the cheaper option, by $74 a year on a $10,000 investment.

Which performed better, SSUS or VTI?

Over the past year SSUS returned +19.73% vs +18.37% for VTI, so SSUS leads on 1-year performance. Over the longest common window we track (7 years), SSUS annualized +13.54% vs +14.10% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SSUS or VTI?

VTI has been the more volatile fund at 17.5% annualized versus 14.8% for SSUS. Worst drawdown: SSUS -23.8% vs VTI -35.0%.

Should I hold both SSUS and VTI?

SSUS and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between SSUS and VTI?

At least 11.2% of SSUS's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 16 positions we hold weights for in SSUS and 2,787 in VTI.

Which pays a higher dividend, SSUS or VTI?

SSUS yields 0.46% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than SSUS?

VTI has a lower expense ratio. SSUS led over 1Y, VTI over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.