SURI vs VOO

Quick Verdict

VOO has a lower expense ratio. SURI delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: SURIMore Diversified: VOO

Side-by-Side Comparison

MetricSURIVOOWinner
Expense Ratio2.57%0.03%
AUM$77M$979.0B
Dividend Yield15.48%1.09%
Holdings49509
YTD Return+21.70%+14.48%
1Y Return+44.11%+22.02%
3Y Return (annualized)+12.42%+21.80%
5Y Return (annualized)-+13.36%
Volatility (annualized)29.2%14.2%
Max Drawdown-47.8%-34.3%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryAllocation/BalancedEquity
InceptionFeb 7, 2023Sep 7, 2010

SURI vs VOO Performance

Simplify Propel Opportunities ETF (SURI) is a ETF from Simplify Exchange Traded Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SURI returned +44.11% while VOO returned +22.02%. Year to date, SURI is up 21.70% versus a gain of 14.48% for VOO.

Over three years, SURI compounded at +12.42% per year against +21.80% for VOO. Across the full 4-year window we track, VOO has the edge at +13.61% annualized vs +8.33%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SURI has been the more volatile fund, with annualized monthly volatility of 29.2% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -47.8% for SURI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SURI charges 2.57% per year while VOO charges 0.03%. On a $10,000 position that is $257 vs $3 annually, a gap of $254 per year that compounds over a long holding period. On income, SURI currently yields 15.48% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

SURI and VOO share 0 holdings out of 531 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SURI or VOO?

SURI has an expense ratio of 2.57% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $254 per year of difference.

Which performed better, SURI or VOO?

Over the past year SURI returned +44.11% vs +22.02% for VOO, so SURI leads on 1-year performance. Over the longest common window we track (4 years), SURI annualized +8.33% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, SURI or VOO?

SURI has been the more volatile fund at 29.2% annualized versus 14.2% for VOO. Worst drawdown: SURI -47.8% vs VOO -34.3%.

Should I hold both SURI and VOO?

SURI and VOO have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SURI and VOO?

SURI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 531 unique securities.

Which pays a higher dividend, SURI or VOO?

SURI yields 15.48% while VOO yields 1.09%, so SURI currently pays the higher dividend yield.

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