SCHD vs SYZ
Schwab US Dividend Equity ETF vs Lazard US Systematic Small Cap Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SYZ offers more diversification with 384 holdings.
Side-by-Side Comparison
| Metric | SCHD | SYZ | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.61% | |
| AUM | $103.7B | - | |
| Dividend Yield | 3.31% | 0.23% | |
| Holdings | 104 | 386 | |
| YTD Return | +25.62% | +21.54% | |
| 1Y Return | +32.62% | +23.39% | |
| 3Y Return (annualized) | +15.58% | - | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -8.0% | |
| Fund Family | Charles Schwab Asset Management | Lazard Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 29, 2021 |
SCHD vs SYZ Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Lazard US Systematic Small Cap Equity ETF (SYZ) is a ETF from Lazard Asset Management. Over the past year SCHD returned +32.62% while SYZ returned +23.39%. Year to date, SCHD is up 25.62% versus a gain of 21.54% for SYZ.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -8.0% for SYZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while SYZ charges 0.61%. On a $10,000 position that is $6 vs $61 annually, a gap of $55 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.23% for SYZ.
Holdings Overlap
SCHD and SYZ share 10 holdings out of 474 unique holdings combined, representing a 0.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SYZ?
SCHD has an expense ratio of 0.06% while SYZ charges 0.61%. SCHD is the cheaper option. On a $10,000 investment, that is $55 per year of difference.
Which performed better, SCHD or SYZ?
Over the past year SCHD returned +32.62% vs +23.39% for SYZ, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SCHD and SYZ?
SCHD and SYZ share 10 common holdings with a 0.9% weight overlap. Combined, they hold 474 unique securities.
Which pays a higher dividend, SCHD or SYZ?
SCHD yields 3.31% while SYZ yields 0.23%, so SCHD currently pays the higher dividend yield.
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