SCHD vs SZK
Schwab US Dividend Equity ETF vs ProShares UltraShort Consumer Staples
Which is better, SCHD or SZK?
Opposite sides of the same exposure.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two move opposite each other, correlation -0.76, so holding both offsets the exposure while paying both fees.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SZK |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $112.1B | $5M |
| Dividend Yield | 3.00% | 2.77% |
| Holdings | 103 | 4 |
| YTD Return | +24.59%Best | -13.05% |
| 1Y Return | +28.14%Best | -8.22% |
| 3Y Return (annualized) | +15.58%Best | -7.55% |
| 5Y Return (annualized) | +9.90%Best | -3.18% |
| Volatility (annualized) | 13.6%Best | 25.9% |
| Max Drawdown | -33.4%Best | -97.3% |
| $10,000 over 5 years | $16,032Best | $8,508 |
| Fund Family | Charles Schwab Asset Management | ProShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Trading-Inverse Equity |
| Inception | Oct 20, 2011 | Jan 30, 2007 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 10, 2026 (14.9 years).
SCHD vs SZK growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
SCHD vs SZK Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and ProShares UltraShort Consumer Staples (SZK) is an ETF from ProShares. Over the past year SCHD returned +28.14% while SZK returned -8.22%. Year to date, SCHD is up 24.59% versus a loss of 13.05% for SZK.
Over three years, SCHD compounded at +15.58% per year against -7.55% for SZK; over five years the annualized figures are +9.90% and -3.18% respectively. Across the full 15-year window we track, SCHD has the edge at +11.34% annualized vs -20.30%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SZK has been the more volatile fund, with annualized monthly volatility of 25.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -97.3% for SZK. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.76. They move opposite each other. Holding both offsets the exposure rather than spreading it, while paying both funds' fees.
Fees and Cost Over Time
SCHD charges 0.06% per year while SZK charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 2.77% for SZK.
You are not choosing between two funds in isolation.
Whichever of SCHD and SZK you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SZK?
SCHD has an expense ratio of 0.06% while SZK charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or SZK?
Over the past year SCHD returned +28.14% vs -8.22% for SZK, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.34% vs -20.30% for SZK. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SZK?
SZK has been the more volatile fund at 25.9% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs SZK -97.3%.
Should I hold both SCHD and SZK?
SCHD and SZK have a monthly-return correlation of -0.76, so they move opposite each other. Holding both offsets the exposure rather than spreading it, and pays both funds' fees on the way. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SZK?
SCHD yields 3.00% while SZK yields 2.77%, so SCHD currently pays the higher dividend yield.
Is SZK better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. The two move opposite each other, correlation -0.76, so holding both offsets the exposure while paying both fees. Which one suits a particular account depends on what it is for. This is information, not a recommendation.