SZK vs VTI

SZK vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricSZKVTIWinner
Expense Ratio0.95%0.03%
AUM$4M$666.9B
Dividend Yield2.79%1.07%
Holdings53,543
YTD Return-18.93%+13.14%
1Y Return-8.53%+22.35%
3Y Return (annualized)-9.65%+21.83%
5Y Return (annualized)-4.51%+12.01%
Volatility (annualized)27.5%15.3%
Max Drawdown-99.5%-56.6%
Fund FamilyProSharesVanguard (US)
CategoryAlternativeEquity
InceptionJan 30, 2007May 24, 2001

SZK vs VTI Performance

ProShares UltraShort Consumer Staples (SZK) is a ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SZK returned -8.53% while VTI returned +22.35%. Year to date, SZK is down 18.93% versus a gain of 13.14% for VTI.

Over three years, SZK compounded at -9.65% per year against +21.83% for VTI; over five years the annualized figures are -4.51% and +12.01% respectively. Across the full 20-year window we track, VTI has the edge at +8.09% annualized vs -20.73%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SZK has been the more volatile fund, with annualized monthly volatility of 27.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.5% for SZK and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.78. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SZK charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, SZK currently yields 2.79% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, SZK or VTI?

SZK has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, SZK or VTI?

Over the past year SZK returned -8.53% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (20 years), SZK annualized -20.73% vs +8.09% for VTI. Past performance does not guarantee future results.

Which is riskier, SZK or VTI?

SZK has been the more volatile fund at 27.5% annualized versus 15.3% for VTI. Worst drawdown: SZK -99.5% vs VTI -56.6%.

Should I hold both SZK and VTI?

SZK and VTI have a monthly-return correlation of -0.78, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SZK or VTI?

SZK yields 2.79% while VTI yields 1.07%, so SZK currently pays the higher dividend yield.

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