SCHD vs TDEC
Schwab US Dividend Equity ETF vs FT Vest Emerging Markets Buffer ETF - December
Which is better, SCHD or TDEC?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y, TDEC over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TDEC |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $112.1B | $16M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 10 |
| YTD Return | +23.46%Best | +11.22% |
| 1Y Return | +27.20%Best | +17.16% |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 13.3% | 8.0%Best |
| Max Drawdown | -14.0% | -10.3%Best |
| $10,000 over 1.7 years | $12,929 | $13,524Best |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Dec 20, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Dec 23, 2024 to Sep 18, 2026 (1.7 years).
SCHD vs TDEC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
SCHD vs TDEC Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and FT Vest Emerging Markets Buffer ETF - December (TDEC) is an ETF from First Trust Portfolios (US). Over the past year SCHD returned +27.20% while TDEC returned +17.16%. Year to date, SCHD is up 23.46% versus a gain of 11.22% for TDEC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 8.0% for TDEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -10.3% for TDEC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TDEC charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for TDEC.
You are not choosing between two funds in isolation.
Whichever of SCHD and TDEC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TDEC?
SCHD has an expense ratio of 0.06% while TDEC charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or TDEC?
Over the past year SCHD returned +27.20% vs +17.16% for TDEC, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.31% vs +19.43% for TDEC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TDEC?
SCHD has been the more volatile fund at 13.3% annualized versus 8.0% for TDEC. Worst drawdown: SCHD -14.0% vs TDEC -10.3%.
Should I hold both SCHD and TDEC?
SCHD and TDEC have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TDEC?
SCHD yields 3.00% while TDEC yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TDEC better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, TDEC over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.