TDEC vs VTI
FT Vest Emerging Markets Buffer ETF - December vs Vanguard Morningstar Total Stock Market ETF
Which is better, TDEC or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. TDEC led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TDEC | VTI |
|---|---|---|
| Expense Ratio | 0.95% | 0.03%Best |
| AUM | $16M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 10 | 3,543 |
| YTD Return | +11.22% | +12.30%Best |
| 1Y Return | +17.16%Best | +16.08% |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 8.0%Best | 12.8% |
| Max Drawdown | -10.3%Best | -19.3% |
| $10,000 over 1.7 years | $13,524Best | $12,932 |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Dec 20, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Dec 23, 2024 to Sep 18, 2026 (1.7 years).
TDEC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
TDEC vs VTI Performance
FT Vest Emerging Markets Buffer ETF - December (TDEC) is an ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TDEC returned +17.16% while VTI returned +16.08%. Year to date, TDEC is up 11.22% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 8.0% for TDEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.3% for TDEC and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TDEC charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, TDEC currently yields 0.00% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of TDEC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TDEC or VTI?
TDEC has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, TDEC or VTI?
Over the past year TDEC returned +17.16% vs +16.08% for VTI, so TDEC leads on 1-year performance. Over the longest common window we track (2 years), TDEC annualized +19.43% vs +16.33% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TDEC or VTI?
VTI has been the more volatile fund at 12.8% annualized versus 8.0% for TDEC. Worst drawdown: TDEC -10.3% vs VTI -19.3%.
Should I hold both TDEC and VTI?
TDEC and VTI have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TDEC or VTI?
TDEC yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TDEC?
VTI has a lower expense ratio. TDEC led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.