TEMT vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTEMTVTIWinner
Expense Ratio1.30%0.03%
AUM$25M$663.5B
Dividend Yield0.00%1.07%
Holdings63,543
YTD Return+56.79%+14.96%
1Y Return-19.03%+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)156.3%15.4%
Max Drawdown-84.0%-56.6%
Fund FamilyTradr ETFsVanguard (US)
CategoryAlternativeEquity
InceptionMay 12, 2025May 24, 2001

TEMT vs VTI Performance

Tradr 2X Long TEM Daily ETF (TEMT) is a ETF from Tradr ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TEMT returned -19.03% while VTI returned +22.39%. Year to date, TEMT is up 56.79% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

TEMT has been the more volatile fund, with annualized monthly volatility of 156.3% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -84.0% for TEMT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TEMT charges 1.30% per year while VTI charges 0.03%. On a $10,000 position that is $130 vs $3 annually, a gap of $127 per year that compounds over a long holding period. On income, TEMT currently yields 0.00% against 1.07% for VTI.

Frequently Asked Questions

Which is cheaper, TEMT or VTI?

TEMT has an expense ratio of 1.30% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $127 per year of difference.

Which performed better, TEMT or VTI?

Over the past year TEMT returned -19.03% vs +22.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), TEMT annualized -28.01% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, TEMT or VTI?

TEMT has been the more volatile fund at 156.3% annualized versus 15.4% for VTI. Worst drawdown: TEMT -84.0% vs VTI -56.6%.

Should I hold both TEMT and VTI?

TEMT and VTI have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, TEMT or VTI?

TEMT yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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