SCHD vs TENM
Schwab US Dividend Equity ETF vs iShares Large Cap 10% Target Buffer Mar ETF
Which is better, SCHD or TENM?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TENM |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $119.9B | $46M |
| Dividend Yield | 2.96% | 0.27% |
| Holdings | 204 | 16 |
| YTD Return | +33.09%Best | +9.80% |
| 1Y Return | +37.17%Best | +10.66% |
| 3Y Return (annualized) | +20.32% | - |
| 5Y Return (annualized) | +10.36% | - |
| Volatility (annualized) | 15.9% | 6.7%Best |
| Max Drawdown | -6.9% | -3.6%Best |
| $10,000 over 1.1 years | $14,009Best | $11,250 |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 21, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Oct 22, 2025 to Nov 11, 2026 (1.1 years).
SCHD vs TENM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.1 years both funds cover.
SCHD vs TENM Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares Large Cap 10% Target Buffer Mar ETF (TENM) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +37.17% while TENM returned +10.66%. Year to date, SCHD is up 33.09% versus a gain of 9.80% for TENM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 6.7% for TENM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.9% for SCHD and -3.6% for TENM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TENM charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.27% for TENM.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 2 in TENM, totalling 99.8% and 104.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 2 in TENM, against full books of 204 and 16.
You are not choosing between two funds in isolation.
Whichever of SCHD and TENM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TENM?
SCHD has an expense ratio of 0.06% while TENM charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or TENM?
Over the past year SCHD returned +37.17% vs +10.66% for TENM, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +35.86% vs +11.30% for TENM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TENM?
SCHD has been the more volatile fund at 15.9% annualized versus 6.7% for TENM. Worst drawdown: SCHD -6.9% vs TENM -3.6%.
Should I hold both SCHD and TENM?
SCHD and TENM have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TENM?
SCHD yields 2.96% while TENM yields 0.27%, so SCHD currently pays the higher dividend yield.
Is TENM better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.