SCHD vs TGRT
Schwab US Dividend Equity ETF vs T. Rowe Price Growth ETF
Which is better, SCHD or TGRT?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, TGRT over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TGRT |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.38% |
| AUM | $112.1B | $1.6B |
| Dividend Yield | 3.00% | 0.07% |
| Holdings | 103 | 94 |
| YTD Return | +25.07%Best | +4.36% |
| 1Y Return | +27.61%Best | +7.16% |
| 3Y Return (annualized) | +15.74% | +20.92%Best |
| 5Y Return (annualized) | +9.89% | - |
| Volatility (annualized) | 13.3%Best | 16.1% |
| Max Drawdown | -16.1%Best | -22.0% |
| $10,000 over 3.2 years | $15,636 | $18,061Best |
| Top 10 Weight | 41.8%Best | 56.1% |
| Fund Family | Charles Schwab Asset Management | T.Rowe Price |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Jun 14, 2023 |
Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 15, 2023 to Sep 11, 2026 (3.2 years).
SCHD vs TGRT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.
SCHD vs TGRT Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and T. Rowe Price Growth ETF (TGRT) is an ETF from T.Rowe Price. Over the past year SCHD returned +27.61% while TGRT returned +7.16%. Year to date, SCHD is up 25.07% versus a gain of 4.36% for TGRT.
Over three years, SCHD compounded at +15.74% per year against +20.92% for TGRT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TGRT has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -22.0% for TGRT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.28. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TGRT charges 0.38%. On a $10,000 position that is $6 vs $38 annually, a gap of $32 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.07% for TGRT.
Holdings Overlap
7.7% of SCHD's money is in holdings TGRT also owns. 1.3% of TGRT's money is in holdings SCHD also owns.
SCHD and TGRT share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 93 in TGRT, against full books of 103 and 94.
What only one of them owns
Our book lists 81 positions for TGRT that do not appear in our book for SCHD (90.8% of the fund), and 97 for SCHD that do not appear in TGRT (92.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TGRT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TGRT?
SCHD has an expense ratio of 0.06% while TGRT charges 0.38%. SCHD is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, SCHD or TGRT?
Over the past year SCHD returned +27.61% vs +7.16% for TGRT, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TGRT?
TGRT has been the more volatile fund at 16.1% annualized versus 13.3% for SCHD. Worst drawdown: SCHD -16.1% vs TGRT -22.0%.
Should I hold both SCHD and TGRT?
SCHD and TGRT have a monthly-return correlation of 0.28, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TGRT?
7.7% of SCHD's money is in holdings TGRT also owns. 1.3% of TGRT's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 93 in TGRT.
Which pays a higher dividend, SCHD or TGRT?
SCHD yields 3.00% while TGRT yields 0.07%, so SCHD currently pays the higher dividend yield.
Is TGRT better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, TGRT over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.