TGRT vs VTI
T. Rowe Price Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TGRT or VTI?
Each has led over a different period.
VTI has a lower expense ratio. TGRT led over 3Y and the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 0.91. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TGRT | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $1.6B | $690.1B |
| Dividend Yield | 0.07% | 1.03% |
| Holdings | 96 | 3,524 |
| YTD Return | +8.37% | +13.35%Best |
| 1Y Return | +8.83% | +15.92%Best |
| 3Y Return (annualized) | +24.67%Best | +23.41% |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 15.9% | 12.9%Best |
| Max Drawdown | -22.0% | -19.3%Best |
| $10,000 over 3.3 years | $18,902Best | $17,982 |
| Top 10 Weight | 57.5% | 33.3%Best |
| Fund Family | T.Rowe Price | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 14, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 15, 2023 to Oct 2, 2026 (3.3 years).
TGRT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
TGRT vs VTI Performance
T. Rowe Price Growth ETF (TGRT) is an ETF from T.Rowe Price and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TGRT returned +8.83% while VTI returned +15.92%. Year to date, TGRT is up 8.37% versus a gain of 13.35% for VTI.
Over three years, TGRT compounded at +24.67% per year against +23.41% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TGRT has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.0% for TGRT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
TGRT charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, TGRT currently yields 0.07% against 1.03% for VTI.
Holdings Overlap
93.4% of TGRT's money is in holdings VTI also owns. 46.6% of VTI's money is in holdings TGRT also owns.
Most of TGRT is already inside VTI. Owning both mostly buys the same companies twice.
83 positions in common, counted across the 95 positions we hold weights for in TGRT and 3,463 in VTI, against full books of 96 and 3,524.
What only one of them owns
Our book lists 1,067 positions for VTI that do not appear in our book for TGRT (50.9% of the fund), and 4 for TGRT that do not appear in VTI (1.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TGRT | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 15.96% | 6.40% | 9.56% |
| GOOGLAlphabet Inc,class A | 10.48% | 2.90% | 7.58% |
| AAPLApple, Inc | 6.86% | 6.29% | 0.57% |
| MSFTMicrosoft Corp | 4.97% | 4.79% | 0.18% |
| AVGOBroadcom Inc | 5.14% | 2.56% | 2.58% |
| METAMeta Platforms Inc | 3.27% | 1.70% | 1.57% |
| AMZNAmazon.Com Inc | 1.23% | 3.65% | 2.42% |
| AMDAdvanced Micro Devices Inc | 3.22% | 1.08% | 2.14% |
| LLYEli Lilly & Co. | 2.70% | 1.35% | 1.35% |
| MUMicron Technology, Inc. | 2.52% | 1.29% | 1.23% |
93.4% of TGRT is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TGRT or VTI?
TGRT has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, TGRT or VTI?
Over the past year TGRT returned +8.83% vs +15.92% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TGRT or VTI?
TGRT has been the more volatile fund at 15.9% annualized versus 12.9% for VTI. Worst drawdown: TGRT -22.0% vs VTI -19.3%.
Should I hold both TGRT and VTI?
TGRT and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between TGRT and VTI?
93.4% of TGRT's money is in holdings VTI also owns. 46.6% of VTI's is in holdings TGRT also owns. They hold 83 positions in common, counted across the 95 positions we hold weights for in TGRT and 3,463 in VTI.
Which pays a higher dividend, TGRT or VTI?
TGRT yields 0.07% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TGRT?
VTI has a lower expense ratio. TGRT led over 3Y and the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 0.91. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.